BestBuy Credit Card

Guest: gsr
Post subject: BestBuy Credit Card
Posted: Fri May 12, 2006 12:47 am

Does anyone know which credit report is pulled when you apply for a bestbuy card (in california)? And if you apply in store, do they pull a credit report or instantly approve you?
_________________
5 Months of credit =

1.Bank of America Platinum Student
2.Citi Dividend Student
3.Citi Mtvu Student
4.Hsbc Cash Back Platinum Select
5.Paypal Platinum

---

CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

---

Guest: jlrdc909
Post subject: BestBuy Credit Card
Posted: Fri May 12, 2006 6:37 am

There have been past posts regarding Best Buy. They pull a credit report on everyone, I have no clue which one they pull in California. But in this crazy world of credit cards, you might get approved for an AMEX with a $10000.00 limit and still be declined for a Best Buy card with a limit of $300.00

Guest: moniqueclaire
Post subject: BestBuy Credit Card
Posted: Fri May 12, 2006 5:29 pm

Hi:
Best Buy is sponsored by HSBC(Household Bank). They pull on all 3
bureaus EX EQ and TU simulatneously.
I even remember that they did that when I request a CLI back in Mar 04
on a Household Gold MC. At least they gave me 1500.00 but reflected on all 3 bureaus.

Thanks and Have a good week
________________

Guest: WellManicuredMan
Post subject: BestBuy Credit Card
Posted: Fri May 12, 2006 11:01 pm

I've never had a Best Buy card and don't ever want one. But how do people even make use of their card if they give really low limits. I thought people got them for buying computers, stereo equipment, big screen TVs, etc... not like shopping at Target where you can actually buy several things with a $500 limit (I don't have a Target card and don't want one either).

Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Post subject: BestBuy Credit Card
Posted: Sat May 13, 2006 1:14 am

This works with all of the electronics stores. Their standards are a bit lower than most. If you go in to make a major purchase, choose your computer or TV first. Then let them offer you the store MasterCard or VISA. Unless you're a total deadbeat you'll get approved for at least $1,000.00 over and above the price of your purchase. Why? They want to make the sale. Also, Circuit City and a few other stores offer from 18 to 24 months interest free on major purchases.
_________________
Do not let what you cannot do interfere with what you can do.

Guest: usmsci
Credit Expert (100+ Posts)
Post subject: BestBuy Credit Card
Posted: Mon May 15, 2006 1:39 pm

they do pull all 3 CB's. my avg credit score was about 650 or so and i got a Best Buy CC with a $2,000 CL and Circuit City Rewards Cards of a $1,500 CL. waiting for CLI time soon

Guest: gsr
Post subject: BestBuy Credit Card
Posted: Mon May 15, 2006 2:43 pm

cool, thanks for the info. If they are gonna pull all 3 i dont think it would be worth getting the card at all.
_________________
5 Months of credit =

1.Bank of America Platinum Student
2.Citi Dividend Student
3.Citi Mtvu Student
4.Hsbc Cash Back Platinum Select
5.Paypal Platinum