Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

May 2006

Insider Tips on Maintaining a Good Credit Score During Credit Counseling

Written by Mike Killian
Posted On: May 25, 2006

If I was considering which credit card was best for me, a future need of credit counseling would certainly not be a concern of mine. But if the purpose of getting the credit card was to take advantage of a balance transfer offer or debt consolidation, perhaps it should be. In a conversation with Jim Young, [...]

Posted in Credit Score | 0 Comments

A Condensed Consumer Guide to Surviving Credit Card Company Mergers

Written by Mike Killian
Posted On: May 19, 2006

Recently David Lazarus of the San Franciso Chronicle wrote an article entitled Beware MBNA Changes. As the title indicates, the thrust of the feature concerned the recent changes caused by the merger of Bank of America (BofA) and MBNA. The expose focused on the negative impact to existing MBNA credit card holders. I interviewed a [...]

Posted in Credit Card Companies | 0 Comments

Got Mail? A Record Six Billion Credit Card Offers Were Mailed Last Year!

Written by CardRatings.com
Posted On: May 15, 2006

If Americans have noticed an increased volume of credit card offers in their mailboxes recently, they’re not imagining things. Mail Monitor, the direct mail offer tracking service from global market research firm Synovate, announced that over six billion credit card offers were mailed to U.S. citizens in the year 2005. That’s an increase of 16% from [...]

Posted in Credit Card Companies | 0 Comments

Falling Credit Card Delinquencies May Be Short-Lived

Written by Mike Killian
Posted On: May 9, 2006

The The American Bankers Association (ABA) recently reported that the percentage of credit card accounts 30 or more days past due slipped to 4.27 percent in the 4th quarter of 2005 (October-December). However, another recent article published on CardRatings.com, Trends in the Federal Report, suggests an increase of credit card balances from 2001-2004. These two [...]

Posted in Credit Card Debt / Settlement | 0 Comments

Discover Credit Card Offers Can Help Consumers Combat High Gas Prices

Written by Mike Killian
Posted On: May 3, 2006

Editor's Note: Thank you for your interest, this offer is expired and is no longer available. Celebrating 20 years of its Cash Rewards Program, Discover Card currently offers two great ways to save money at the gasoline pumps. Each quarter, Discover Card offers 5% back for selected purchases within various categories through the Get More Program. For [...]

Posted in Discover Card | Gas Rebate Cards | 0 Comments