Best Combo of Cash Reward Credit Cards
Guest: Signature
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Sat Feb 18, 2006 8:16 am
What is the best combination of cash back cards that everyone has found ? I'm currently using a Chase Rewards Plus card and will switch to Citi's Dividend card once I max out on the Chase.
I'm curious what works for others.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: rainyday
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Sat Feb 18, 2006 10:46 am
Citi Dividend 5% gas/groceries/drugstore and Penfed 1.25% cash back on everything else.
_________________
Experience is a hard teacher because she gives the test first, the lesson afterward.
Guest: newyearsday1985
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Fri Feb 24, 2006 4:13 am
Citi Dividend, Citi AT&T universal, Chase cash plus rewards for 5% on gas and groceries.
Citi MTVU for 5% in points for restaurants, bookstores, cinemas.
Gap and Old Navy for 5% in points for gap, gap kids, old navy.
Discover Classic for whatever is giving me 5% (was restaurants, then online shopping, now health and wellness).
AMEX for 1% at costco.
Housholdbank Gold for 2% on other purchases.
_________________
I hate it when I buy something and find out that the price is going for less soon afterwards
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Sat Feb 18, 2006 8:16 am
What is the best combination of cash back cards that everyone has found ? I'm currently using a Chase Rewards Plus card and will switch to Citi's Dividend card once I max out on the Chase.
I'm curious what works for others.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: rainyday
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Sat Feb 18, 2006 10:46 am
Citi Dividend 5% gas/groceries/drugstore and Penfed 1.25% cash back on everything else.
_________________
Experience is a hard teacher because she gives the test first, the lesson afterward.
Guest: newyearsday1985
Post subject: Best Combo of Cash Reward Credit Cards
Posted: Fri Feb 24, 2006 4:13 am
Citi Dividend, Citi AT&T universal, Chase cash plus rewards for 5% on gas and groceries.
Citi MTVU for 5% in points for restaurants, bookstores, cinemas.
Gap and Old Navy for 5% in points for gap, gap kids, old navy.
Discover Classic for whatever is giving me 5% (was restaurants, then online shopping, now health and wellness).
AMEX for 1% at costco.
Housholdbank Gold for 2% on other purchases.
_________________
I hate it when I buy something and find out that the price is going for less soon afterwards
posted by CardRatings.com at 9:03 AM
1 Comments:
The best combination of credit cards to maximize your annual reward will depend on how much you spend in each category (e.g. restaurants, gas, grocery, etc.) The analysis can be non-trivial given the large number of cash back cards and all their tiers, limits, spending categories, etc. The good news is that I built a tool that does the analysis for you. Just plug in your monthly spending in each category and it will crunch a large number of combinations of cards using a fairly complex algorithm and report the results of the best 2-card combo, best 3-card combo, etc. Of course it shows how much each of the leading cards would yield all by themselves (not in combination with another card). You can try the tool for free at http://www.CreditCardTuneUp.com/ .
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