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Authors
December 2005
Credit Card Debt Likely to Increase this Holiday Season, Despite Forecast of Lower Consumer Spending
Written by CardRatings.com
Posted On: December 27, 2005
According to a poll conducted by Consolidated Credit Counseling Services, 60% of the 588 respondents polled said they plan to spend less money this holiday season than they spent last year. However, spending less does not necessarily translate into decreased credit card debt. Some of the key results of the survey are as follows: • 43% [...]
A More Affordable Alternative to Costly Credit Repair Services
Written by Mike Killian
Posted On: December 15, 2005
I had the great pleasure of interviewing Mark Enderle, owner of the very recently developed Preferred Credit Solutions. Mark's unique credit analysis service is very different than other credit repair organizations that I have investigated over the years. Mark's comments about his company were interesting. "I would like people to know how unique our service really [...]
Credit Card Holiday Spending Survey Offers Valuable Insights into Consumer Debt
Written by Mike Killian
Posted On: December 12, 2005
Family Credit Counseling Service has initiated what appears to be an annual questionnaire. This year's results are detailed in the 2005 Annual Financial Stress Survey. I encourage all readers to review this PDF file as it offers significant consumer insight. The survey was begun this time last year and will be conducted again in 2006. [...]
Deciphering Credit Card Fine Print- A Lesson in Futility?
Written by CardRatings.com
Posted On: December 7, 2005
Credit cards and fine print- the two terms seem synonymous. Credit cards are notorious for having fine print that even lawyers can't comprehend. The fact of the matter is this: if you sign on the dotted line for a credit card offer, then you assume an understanding of what is entailed in the terms and [...]
Get $100K for Sharing a Tip about Credit Card Debt Reduction!
Written by Mike Killian
Posted On: December 5, 2005
"Do you have a common-sense idea that will improve the day-to-day lives of everyday Americans? Or an opinion on how working families can succeed in the new global economy?" These are two of the first three sentences that appear on a unique site called SinceSlicedBread.com. To encourage the facilitation of ideas, the site is sponsoring [...]
Your Credit Score May be Hurting Due to Credit Card Issuers Not Reporting Credit Limits
Written by Mike Killian
Posted On: December 2, 2005
CardRatings.com's credit and debt management forum has had numerous postings concerning credit scores. But one very troubling string concerns an article published on January 2, 2005 by Kenneth Harney, a columnist for The Washington Post. The subject is summarized by the following, quoted from the article: "Credit card companies may be depressing consumers' credit scores [...]
Credit Union Credit Cards
Written by Curtis Arnold
Posted On: December 1, 2005
Author: Jaadain I just turned 25 years old and now just realizing the affect of bad credit. I bought a car back in April at 18% interest and a credit score I believe of 520. Yeah, horrible. There are a few things on there such as, medical bills, time warner and austin [...]
Credit Tips: Joint Applicant Credit Card
Written by Curtis Arnold
Posted On: December 1, 2005
Author: Board MonitorPosted: Wed Aug 03, 2005 11:42 am Post subject: Joint Applicant Credit Card I am trying to build my credit and have a family member that is willing to allow me to co-sign for a credit card. The problem is that the card companies that I've called won't [...]
