Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

November 2005

Credit Cards- What Every Consumer Needs to Know

Written by Mike Killian
Posted On: November 30, 2005

A New Consumer Primer Just in Time for the HolidaysConsumer Action (CA) has done it again! In conjunction with American Express (AE), they have now produced what I consider a primer for all consumers: Credit Cards: What You Need To Know. This 12 page booklet is available for download as a PDF file at the [...]

Posted in Credit Card Help | 0 Comments

Paying for Credit Repair- The Contrarian Opinion of a Leading Consumer Advocate

Written by Mike Killian
Posted On: November 28, 2005

Most consumer advocates suggest that consumers not utilize credit repair clinics. With a "buyer beware" attitude, I approached Howard Dvorkin, the author of the book Credit Hell- How To Dig Out Of Debt and founder of Consolidated Credit Counseling Services, Inc. I walked away from this interview with a very different perspective than I had [...]

Posted in Credit Repair | 0 Comments

New American Express Credit Card Touts Consumer Friendly Features

Written by CardRatings.com
Posted On: November 21, 2005

Editor's note:  This offer is expired and is no longer available. Click here for a list of current American Express offers. Credit card lenders are listening, and what they are hearing is a lot of people complaining about fees -- annual fees, late fees, over-the-limit fees, balance transfer fees, and cash advance fees. American Express is [...]

Posted in American Express Credit Card | 1 Comments

Credit and Debt Myths Dispelled in Book by Consumer Advocate

Written by Mike Killian
Posted On: November 11, 2005

I had an opportunity to interview Steve Rhode about some myths he referenced in his co-authored book Get Out Of Debt. The book can be reviewed and ordered at MyVesta. This book is part of my desktop collection as I write and speaks volumes to folks about debt reduction and credit wisdom. I took this occasion [...]

Posted in Credit Card Debt / Settlement | Credit Card Help | 0 Comments

Is the Controversial Credit Card Universal Default Clause Finally on the Way Out?

Written by CardRatings.com
Posted On: November 8, 2005

  USA Today reported the other day that credit card issuers seem to be moving away from the practice of "universal default" -- where one late payment on a credit card or bill can raise the interest rate on a person's other credit cards -- as well as the cost of future mortgages, car loans, and [...]

Posted in Credit Card Laws | 0 Comments

Credit Card Fraud Tips From a Leading Consumer Advocate Group

Written by Mike Killian
Posted On: November 3, 2005

Having recently had my interest peaked on the subject of convenience checks (see Credit Card Tricks For Holiday Treats), I was fortunate to contact Linda Sherry for a follow-up story on credit card fraud. Linda is the Director of National Priorities for Consumer Action (CA), a non-profit advocacy organization that was founded in San Francisco [...]

Posted in Credit Card Fraud | 0 Comments