Blog Categories
- Airline Miles Credit Cards (10)
- American Express Credit Card (25)
- Bad Credit (3)
- Balance Transfer (8)
- Best Credit Card Deals (21)
- Business Credit Card (9)
- Capital One Credit Card (5)
- Cash Back Credit Card (5)
- Chase Credit Card (16)
- Citi Credit Cards (12)
- Credit Card Companies (33)
- Credit Card Crimes (55)
- Credit Card Debt / Settlement (60)
- Credit Card Education (23)
- Credit Card Fees (25)
- Credit Card Fraud (8)
- Credit Card Help (45)
- Credit Card Interest (24)
- Credit Card Laws (40)
- Credit Repair (3)
- Credit Reports (9)
- Credit Score (31)
- Debit Cards (5)
- Department Store Credit Cards (4)
- Discover Card (18)
- Financial Literacy (5)
- Forum Topics (28)
- Gas Rebate Cards (8)
- Identity Theft (6)
- Low Rate Credit Cards (9)
- MasterCard Credit Card (7)
- Other (61)
- Prepaid Credit Cards (7)
- Rewards Credit Card (21)
- Secured Credit Card (6)
- Student Credit Cards (17)
- Travel Credit Cards (4)
- Visa Credit Card (5)
Authors
November 2005
Credit Cards- What Every Consumer Needs to Know
Written by Mike Killian
Posted On: November 30, 2005
A New Consumer Primer Just in Time for the HolidaysConsumer Action (CA) has done it again! In conjunction with American Express (AE), they have now produced what I consider a primer for all consumers: Credit Cards: What You Need To Know. This 12 page booklet is available for download as a PDF file at the [...]
Paying for Credit Repair- The Contrarian Opinion of a Leading Consumer Advocate
Written by Mike Killian
Posted On: November 28, 2005
Most consumer advocates suggest that consumers not utilize credit repair clinics. With a "buyer beware" attitude, I approached Howard Dvorkin, the author of the book Credit Hell- How To Dig Out Of Debt and founder of Consolidated Credit Counseling Services, Inc. I walked away from this interview with a very different perspective than I had [...]
Wachovia Will End Partnership with MBNA and Become a Direct Credit Card Issuer
Written by CardRatings.com
Posted On: November 22, 2005
After months of speculation, Wachovia recently announced an end to its partnership with MBNA in which MBNA issues Wachovia-branded credit cards. The decision comes four months after rival Bank of America and MBNA announced plans to merge in January of 2006. Wachovia and MBNA will work together to ensure a smooth transition during the gradual end [...]
New American Express Credit Card Touts Consumer Friendly Features
Written by CardRatings.com
Posted On: November 21, 2005
Credit card lenders are listening, and what they are hearing is a lot of people complaining about fees -- annual fees, late fees, over-the-limit fees, balance transfer fees, and cash advance fees. American Express is offering a new credit card, known as Clear, which has no fees, an automatic rewards program, and useful credit management [...]
Rebate Credit Card Triples Rewards to New Members
Written by CardRatings.com
Posted On: November 15, 2005
In an effort to attract new card members, Shell MasterCard is offering a limited time promotion to new cardholders. Through January 15, 2006, new approved card members will receive triple rebates on purchases made for the first sixty days from the account open date. New card members will also earn triple rebates on the first $100 [...]
Credit and Debt Myths Dispelled in Book by Consumer Advocate
Written by Mike Killian
Posted On: November 11, 2005
I had an opportunity to interview Steve Rhode about some myths he referenced in his co-authored book Get Out Of Debt. The book can be reviewed and ordered at MyVesta. This book is part of my desktop collection as I write and speaks volumes to folks about debt reduction and credit wisdom. I [...]
Is the Controversial Credit Card Universal Default Clause Finally on the Way Out?
Written by CardRatings.com
Posted On: November 8, 2005
USA Today reported the other day that credit card issuers seem to be moving away from the practice of "universal default" -- where one late payment on a credit card or bill can raise the interest rate on a person's other credit cards -- as well as the cost of future mortgages, car loans, and [...]
Credit Card Fraud Tips From a Leading Consumer Advocate Group
Written by Mike Killian
Posted On: November 3, 2005
Having recently had my interest peaked on the subject of convenience checks (see Credit Card Tricks For Holiday Treats), I was fortunate to contact Linda Sherry for a follow-up story on credit card fraud. Linda is the Director of National Priorities for Consumer Action (CA), a non-profit advocacy organization that was founded in San [...]
