Increased Credit Card Minimum Payments and The New Bankruptcy Law- A Deathblow for Consumers?
Posted On: October 7, 2005
By Mike Killian, CardRatings.com Credit/Debt Management Reporter
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (S.256) goes into effect October 17, 2005. This bankruptcy reform bill has been in the making for over a decade. Yet questions loom today as to its affects on the consumer, especially in light of the new [...]
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StumbleUponDespite Reports of Online Theft, Online Credit Card Sales Continues to Climb
Posted On: October 6, 2005
By Lydia Verret, CardRatings.com Reporter
According to CardForum, CyberSource recently reported an increase in online credit card sales in spite of reports of consumer loss and identity theft that have been prevalent in the media lately. CyberSource provides credit card and debit card processing along with risk management for online merchants.
Bruce Frymire, director of corporate [...]
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New GM Flexible Earnings Credit Card Gives Cardholders More Rebate Choices
Posted On: October 4, 2005
By Lydia Verret, CardRatings.com Reporter PADDING-BOTTOM: 15px; PADDING-TOP: 15px”>
General Motors Corporation recently launched a new version of the popular GM credit card called the GM Flexible Earnings card. It allows users to earn a 1% cash rebate on all credit card purchases made, but will triple those points if the cardholder chooses to [...]
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Credit Counseling Agencies- Is Non-Profit Status Strictly Marketing Hype?
Posted On: October 3, 2005
By Mike Killian, CardRatings.com Credit/Debt Managment Reporter
The recent CardRatings.com article Think Twice Before You Leap led me to question differences between a non-profit (NP) and for-profit (FP) credit-counseling agency. I discovered the only major legal differences seem to be the need for non-profit status (tax-exempt 501-C3) and procedural flexibility. Real differences seem to exist in [...]
