October 2005
Credit Card Tricks for Holiday Treats Means Financial Planning Now!
Written by Mike Killian
Posted On: October 28, 2005
Halloween begins a season not only of fun, joy, and merriment, but also a season of the pocket book. And we need to start planning right now for this holiday season before some financial "ghouls 'n goblins" haunt us straight into the new year. Rather than resorting to wearing cloves of garlic while holiday shopping [...]
New Credit Education Outreach Program Seeks to Educate Consumers About Responsible Credit Card Usage
Written by Mike Killian
Posted On: October 26, 2005
Rural Opportunities, Inc. (ROI) is a private, not-for-profit regional community development and human service organization providing services to farm workers, low-income families and economically depressed communities throughout New York, Pennsylvania, New Jersey, Ohio, Indiana and Puerto Rico. ROI also is an official partner of the nationally acclaimed Jump$tart Coalition for Personal Financial Literacy. One of ROI's [...]
Virtual Credit Cards Provide Consumers with an Extra Layer of Protection Against Credit Card Fraud
Written by Curtis Arnold
Posted On: October 25, 2005
PADDING-BOTTOM: 15px; PADDING-TOP: 15px"> Cardholders of Discover, CitiBank and MBNA credit cards have the option of participating in a program using virtual credit card numbers aka single-use credit card numbers. The program was designed to give consumers concerned with credit card fraud and identity theft some peace of mind when making purchases online. Cardholders can sign [...]
Money Tips: Advantages and Disadvantages of T-Bills
Written by Curtis Arnold
Posted On: October 23, 2005
Author: eujayPosted: Sun Oct 23, 2005 11:36 pm Post subject: Advantages and Disadvantages of T-Bills Hello Again Everyone, Do any of you know anything about T-Bills? I got interested in them after I read about them in the Investors Bible. The book had a web page and www.treasurydirect.gov explains very celarly how [...]
Credit Card Debt Preys on Middle and Low Income Households According to New Survey
Written by Mike Killian
Posted On: October 20, 2005
You don't have to go too much further than the most recent news article to learn of our volatile economy and its impact on consumers. Increased fuel costs are simply the most recent tip of the iceberg. And like an iceberg, the vast majority of the problems and their potential dangers lay beneath the surface. A [...]
American Express Introduces a Credit Card that Encourages Consumers to Save
Written by CardRatings.com
Posted On: October 18, 2005
American Express recently announced the launch of the new One Card from American Express, which contributes money to a savings account with each purchase made on the Card. The savings account is set up in the cardmember’s name at American Express Bank FSB. As strange as it sounds, American Express One cardmembers can actually save [...]
What Effect Will the New Bankruptcy Law Have on the Credit Counseling Industry?
Written by Mike Killian
Posted On: October 17, 2005
The new bankruptcy law, which went into effect today, requires pre/post counseling. Will this requirement result in a new crop of counseling agencies springing up everywhere? I was surprised to discover otherwise. I was even more surprised to learn why. Realizing there would be a great need for consumer assistance with the new law, [...]
High Gas Prices Result in Increased Revenue for Credit Card Issuers and Increased Card Usage By Consumers
Written by CardRatings.com
Posted On: October 14, 2005
In the wake of hurricanes Katrina and Rita, rising gas prices are helping make credit card issuers richer while consumers dig themselves further into credit card debt. Caught in the middle are the gas station owners walking the fine line of keeping their profits while still remaining competitive. It seems Katrina and Rita’s howling winds [...]




