Credit Card Tricks for Holiday Treats Means Financial Planning Now!
Posted On: October 28, 2005
By Mike Killian, CardRatings.com Credit/Debt Management Reporter
Halloween begins a season not only of fun, joy, and merriment, but also a season of the pocket book. And we need to start planning right now for this holiday season before some financial “ghouls ‘n goblins” haunt us straight into the new year.
Rather than resorting to wearing [...]
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StumbleUponNew Credit Education Outreach Program Seeks to Educate Consumers About Responsible Credit Card Usage
Posted On: October 26, 2005
By Mike Killian, CardRatings.com Credit/Debt Management Reporter
Rural Opportunities, Inc. (ROI) is a private, not-for-profit regional community development and human service organization providing services to farm workers, low-income families and economically depressed communities throughout New York, Pennsylvania, New Jersey, Ohio, Indiana and Puerto Rico. ROI also is an official partner of the nationally acclaimed Jump$tart Coalition [...]
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Virtual Credit Cards Provide Consumers with an Extra Layer of Protection Against Credit Card Fraud
Posted On: October 25, 2005
By Lydia Verret, CardRatings.com Reporter
Cardholders of Discover, CitiBank and MBNA credit cards have the option of participating in a program using virtual credit card numbers aka single-use credit card numbers. The program was designed to give consumers concerned with credit card fraud and identity theft some peace of mind when making purchases online.
Cardholders can [...]
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Credit Card Debt Preys on Middle and Low Income Households According to New Survey
Posted On: October 20, 2005
By Mike Killian, CardRatings.com Credit/Debt Management Reporter
You don’t have to go too much further than the most recent news article to learn of our volatile economy and its impact on consumers. Increased fuel costs are simply the most recent tip of the iceberg. And like an iceberg, the vast majority of the problems and their [...]
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American Express Introduces a Credit Card that Encourages Consumers to Save
Posted On: October 18, 2005
By Lydia Verret, CardRatings.com Reporter
American Express recently announced the launch of the new One Card from American Express, which contributes money to a savings account with each purchase made on the Card. The savings account is set up in the cardmember’s name at American Express Bank FSB. As strange as it sounds, American Express One [...]
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What Effect Will the New Bankruptcy Law Have on the Credit Counseling Industry?
Posted On: October 17, 2005
By Mike Killian, CardRatings.com Credit/Debt Management Reporter
The new bankruptcy law, which went into effect today, requires pre/post counseling. Will this requirement result in a new crop of counseling agencies springing up everywhere? I was surprised to discover otherwise. I was even more surprised to learn why.
Realizing there would be a great need for consumer [...]
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High Gas Prices Result in Increased Revenue for Credit Card Issuers and Increased Card Usage By Consumers
Posted On: October 14, 2005
By Amy L. Cooper-Arnold, CardRatings.com Reporter
In the wake of hurricanes Katrina and Rita, rising gas prices are helping make credit card issuers richer while consumers dig themselves further into credit card debt. Caught in the middle are the gas station owners walking the fine line of keeping their profits while still remaining competitive. It seems [...]
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Why Credit Card Loan Delinquencies Are at an All-Time High
Posted On: October 12, 2005
By Nancy Castleman, CardRatings.com Reporter
The American Bankers Association recently announced that delinquencies on credit cards are higher this year than they have ever been. (A delinquency on a credit card means that you are behind by 30 days or more on paying your bill.) Delinquencies are also up on personal loans as [...]
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Credit Card Consolidation- What You Need to Know Before Consolidating Debt (Part 2)
Posted On: October 11, 2005
By Amy L. Cooper-Arnold, CardRatings.com Staff Writer
Editor’s Note: This article is the second in a two-part series containing consumer tips regarding credit card consolidation. Please click here to read the first article in this series. Consolidation OptionsNow let’s take a look at some of the options for consolidating. When it comes to consolidating your credit [...]
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Credit Card Consolidation- What You Need to Know Before Consolidating Debt
Posted On: October 10, 2005
By Amy L. Cooper-Arnold, CardRatings.com Reporter
Consolidate! It seems to be the new fad in the world of consumer debt—the magic bullet that will effectively rid your life of all problems with credit card debt.
The advertisers, credit counselors, and financial experts are all shouting out:
“Slash your interest rate!”
“Save thousands of dollars!”
“With one low, monthly payment you’ll [...]
