Pre-Approved Credit Cards

Guest: billy
Post subject: Pre-Approved Credit Cards
Posted: Sun Aug 28, 2005 3:02 pm

Can any one tell me that how do I get credit company to send me pre-approved letter? The kind that doesn't required pre-paid fee.
I recieved alot of pre-approved letter from the credit companies about half year ago, i didn't apply for any of them. I would like to apply for them now, can you please tell me how do I get them to send me those pre- approved letter now? Because I haven't recieve any of those letter lately.
Is it easier to get the credit with those pre-approved letter than I apply by myself?

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Guest: billy
Post subject: Pre-Approved Credit Cards
Posted: Mon Aug 29, 2005 6:26 am

can any one give me some advise?still online waitting.thx

Guest: maddybeagle
Post subject: Pre-Approved Credit Cards
Posted: Mon Aug 29, 2005 7:42 am

Unless you did something (like put a fraud alert on your credit report), there must be some reason that they stopped. Any thing bad on your credit report (late payment), etc. Otherwise, I dont know of any way to force them to send offers. Seems like we get enough.....

Guest: hesiden
Post subject: Pre-Approved Credit Cards
Posted: Mon Aug 29, 2005 8:46 am

billy wrote:
Can any one tell me that how do I get credit company to send me pre-approved letter? The kind that doesn't required pre-paid fee.
I recieved alot of pre-approved letter from the credit companies about half year ago, i didn't apply for any of them. I would like to apply for them now, can you please tell me how do I get them to send me those pre- approved letter now? Because I haven't recieve any of those letter lately.
Is it easier to get the credit with those pre-approved letter than I apply by myself?

Thank you.

I don't think it is any easier to get CC with a pre-approval. Even with a pre-approval (or often "pre-selected") credit card companies still pull you credit report. If you are not getting offers in the mail any more you might want to check your credit reports.

Well, I did fill out this form on the bank of america web site. It checks to see what you would be "preapproved" for. https://preapproved.bankofamerica.com/SelfInquiry.aspx

I believe not long after I got a preapproval in the mail from BoA.