Chase and Bank One Credit Cards Merge

Guest: Scott
Post subject: Chase and Bank One Credit Cards Merge
Posted: Tue Jan 20, 2004 2:14 pm

I have a Bank One Visa with a $14,500 limit and a Chase Perfectcard with a $13000 limit.

Once they merge, does anyone know if I can combine the two cards into one $27,500 Perfectcard from Chase?

I am thinking of getting rid of the Visa because the Chase Perfectcard has a better reward program, but only if I can combine them, because I don't want to lose the $14,500 credit limit from Visa. Maybe the merger will allow me to do this?

Does Chase do stuff like this?

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Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Post subject: Chase and Bank One Credit Cards Merge
Posted: Tue Jan 20, 2004 11:22 pm

The short answer is probably. however, When two companies merge there are always problems in merging their accounting systems which are usually quite different.

example: I have several Citibank cards which were originally from companies bought by Citi. I still can't merge the cards because they still haven't completely merged all the systems.

This sort of problem is not limited to credit card companies. I was with a paging company a few years ago which bought another paging company. The problems of merging the two systems into one billing and inventory control system almost put the merged company out of business.