Credit Card Harassment and Collection Agencies

Post subject: Credit Card Harassment and Collection Agencies

Guest: jim

Posted: Fri May 23, 2003 10:20 pm

Can anyone tell me why I'am being hounded by a collection agency for a credit card that I never had? they have called me several times and had wrong S.S number know they have My S.S number and say I'am a Jr. I'am not and never had a credit card only an atm card.What should I do???? How did they get my SS number??? Please help Me sincerly Jim,

Flyingifr

Post subject: Credit Card Harassment and Collection Agencies
Posted: Thu May 29, 2003 1:18 pm


I would immediately send them a "Cease Communication" letter Cert Mail RRR. If the call you again after recieving it, document the call and sue them for violating FDCPA.

If they post a derog on your CRA file, sue them for FCRA violation (posting known false information since they don't even have your SS number).