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Authors
May 2005
College Student Credit Card Debt Down in Recent Years
Written by CardRatings.com
Posted On: May 26, 2005
Nellie Mae, the nation's largest provider of student loans, recently released a study which found that college students are carrying fewer credit cards and using them less than in previous years.  The; study found that 76% of undergraduates carried credit cards in 2004, down from 83% at the time of their last survey in 2001. College [...]
Credit Card Earnings Among Large Card Issuers Soar 51% in 2004
Written by Curtis Arnold
Posted On: May 25, 2005
Credit Card Management, soon to be known as Cards & Payments, Source Media's magazine covering changes in the credit card industry, has published it's 2004 Bank Card Profitability Study and Annual Report. It was featured as the cover story in the May issue. The study found that large credit card issuers collectively made after tax [...]
Credit Card Earnings Among Large Card Issuers Soar 51% in 2004
Written by Curtis Arnold
Posted On: May 25, 2005
Credit Card Management, soon to be known as Cards & Payments, Source Media's magazine covering changes in the credit card industry, has published it's 2004 Bank Card Profitability Study and Annual Report. It was featured as the cover story in the May issue. The study found that large credit card [...]
Credit Card Industry Reform Proposed by Senators
Written by Curtis Arnold
Posted On: May 22, 2005
U.S. Senators criticized the credit card industry in a hearing of the Senate Banking Committee last week for unfair practices and for failing to disclose information to consumers in a clear and understandable way. Noting that the new federal bankruptcy law helps financial companies, Senate Democrats are calling for laws to help people better understand [...]
American Express Launches New Platinum Business Premium Cash Rebate Credit Card
Written by CardRatings.com
Posted On: May 17, 2005
EDITOR'S NOTE: THIS OFFER IS EXPIRED. The success of cash rebate cards continues to help fuel American Express' growth in the US as they unveiled another business cash rebate card for high-spending small business owners. The new "Platinum Business Premium Cash Rebate Card" carries no annual fee and offers up to 5% cash back [...]
Credit Card Grace Periods Become More Graceless
Written by CardRatings.com
Posted On: May 13, 2005
"Say goodnight, Gracie" as credit card companies say goodbye to generous grace periods. In the past you could carry a balance on your credit card account for 30 days or more before paying a finance charge. This grace period has been shrinking over the past few years. The latest instance of grace period tightening is [...]
Gold Delta SkyMiles Business Credit Card Bonus Offer
Written by CardRatings.com
Posted On: May 10, 2005
Currently the Gold Delta SkyMiles Business Credit Card from American Express is offering special bonus points. New cardholders can get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership This card offers other nice perks which include: check your first bag free– and save up [...]
$150 Gift Card Offer from Charles Schwab Bank Visa Credit Card
Written by CardRatings.com
Posted On: May 5, 2005
The Charles Schwab Bank Visa credit card, which was launched last fall and is issued by MBNA, is offering a $150 Visa gift card to it's new cardholders for a limited time only. This promotion is very aggressive and underscores Schwab's commitment to the credit card market. Benefits of the Charles Schwab Bank Visa include: Visa [...]
