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Authors
CardRatings Blog
To cancel or not to cancel? When to close a credit card account
Written by Maryalene LaPonsie
Posted On: May 17, 2013
You've paid off your credit card balance and are ready to say hasta la vista to debt. Good for you! Now, about that credit card, should you close the account or keep it open? At one time, conventional wisdom may have said to cancel the account as quickly as possible. Then, savvy consumers learned that arbitrarily [...]
Use your credit card without actually using your credit card
Written by Maryalene LaPonsie
Posted On: May 10, 2013
The latest trend in credit cards may have you forgetting your cards completely. The next big thing seems to be the movement toward card-less payment methods. Rather than search your wallet for your best credit card, you may only need to scan your phone, or your fingers, to make purchases in the future. Mobile wallets - [...]
If you were going to buy something with a stolen credit card, what would you steal?
Written by Geoff Williams
Posted On: May 3, 2013
What would you buy if you had a stolen credit card? When you research credit card crimes as much as I do, that thought tends to cross my mind, even though I'm pretty confident that if I ever came into possession of someone else's plastic, given my penchant for rule following, the only thing that [...]
Who needs cash when you can make bail with a credit card?
Written by Maryalene LaPonsie
Posted On: April 26, 2013
While skimming through the latest Google News, I came across an article from Belleville, Illinois regarding a new bail policy in place for St. Clair County. Apparently, the county jail began accepting credit cards for bail payments four months ago. According to a CBS news report, the new policy has been a big hit and apparently [...]
Can a secured credit card clean up your bad credit?
Written by Maryalene LaPonsie
Posted On: April 19, 2013
If you have bad credit, I don't have to tell you how much it limits your financial freedom. You may find you are regularly denied loans and credit cards, and in the event you do get one, the interest rate may be double or even triple the rates paid by those with excellent credit. Beyond that, [...]
