Starwood Preferred Guest(R) Credit Card from American Express
- Card issued by : American Express
- Card Type : AmEx
- Card Class : Classic/Standard
- Card Category : Travel Rewards
- Margin Index : Prime + 11.99%
- Purchase APR : 15.24% V
- Finance Calculation Method : Average daily balance
- Minimum Credit Limit :
- Maximum Credit Limit :
- Annual Fee : No annual fee for the first year - $45 thereafter
- Over-the-Limit Fee : $35 depending on balance
- Late Payment Fee : $19 - $38 depending on the balance depending on balance
- Penalty/Default APR : 18.24%
- Penalty/Default Trigger : Min. not timely paid once, seriously default if min. not timely paid twice or more, account overlimit over three times, or payment is returned by your financial institution, in any portion of the 12-mo. period ending with the Closing Date of the current billing period.
- Maximum Default APR :27.24%
- Universal Default Clause : No
- Foreign Currency Fee : 2.70%
- States Available in : ALL
- PurchaseBalance TransferCash AdvanceIntroductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee2.90%
2.90%
15.24% V
N/A
N/A
N/A
N/AYes
6 months
N/A
*See Terms
N/A
N/A
N/A21.24%
N/A
N/A
N/A
3.00%
$5.00
None - Rebate Description: Earn up to 25,000 Starpoints® - good for up to 6 free nights or 1 Award flight. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates. Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines. Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
- Special Notes:

