Discover® Motiva(SM) Card

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  • Card issued by : Discover
  • Card Type : Discover
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 07.74% - 15.74%
  • Purchase APR : 11.99% - 18.99% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : $50,000
  • Annual Fee : None
  • Over-the-Limit Fee : $15 on balances up to $500, and $39 on balances over $500 depending on balance
  • Late Payment Fee : $19 on balances up to $250 and $39 on balances over $250 depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : If you are late making a payment. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with Discover and your general credit history.
  • Maximum Default APR :29.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 2.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		3.99% BT
    3.99% BT
    11.99% - 18.99% V
    N/A
    N/A
    N/A
    N/A    		 Yes
    6 months
    None
    3%
    N/A
    None
    None    		 23.99%
    N/A
    None
    N/A
    3%
    $5
    None
  • Rebate Description: Pay-On-Time Bonus® equal to a full months interest every time you make 6 on-time payments in a row. 5% -20% Cashback Bonus through our exclusive online shopping site. Unlimited cash rewards.
  • Special Notes:
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