Wells Fargo Secured Visa

  • Card issued by : Wells Fargo Bank
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Poor/No Credit
  • Margin Index : Prime + 13.24%
  • Purchase APR :
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $10,000
  • Annual Fee : $18
  • Over-the-Limit Fee : $35 depending on balance
  • Late Payment Fee : $20 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : If a minimum monthly payment is not received for two consecutive billing periods or if the credit limit is exceeded for two consecutive billing periods.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		16.49%
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 None

    None
    N/A
    N/A
    $5
    $99 (intro only)    		 18.80%
    N/A
    None
    N/A
    04%
    $10 - $20
    None
  • Rebate Description: Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more.
  • Special Notes:
Credit Card Database