True Earnings(R) Card from Costco and American Express
- Card issued by : American Express
- Card Type : AmEx
- Card Class : Platinum
- Card Category : Cash Back
- Margin Index : Prime + 11.99%
- Purchase APR : 15.24% V
- Finance Calculation Method : Average Daily Balance
- Minimum Credit Limit : N/A
- Maximum Credit Limit : N/A
- Annual Fee : No Annual Fee with your paid Costco Membership
- Over-the-Limit Fee : $29 depending on balance
- Late Payment Fee : $15 - $35 depending on balance
- Penalty/Default APR : 19.24%
- Penalty/Default Trigger : Min. not timely paid once, seriously default if min. not timely paid twice or more, account overlimit over three times, or payment is returned by your financial institution, in any portion of the 12-mo. period ending with the Closing Date of the current billing period.
- Maximum Default APR :27.24%
- Universal Default Clause : No
- Foreign Currency Fee : 2.7%
- States Available in : ALL
- PurchaseBalance TransferCash AdvanceIntroductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee0.00%
0%
15.24% V
N/A
N/A
N/A
N/AN/A
6 months
None
*See Terms
N/A
N/A
N/A21.24%
N/A
None
N/A
3.00%
$5
None - Rebate Description: Earn cash back on gas and a $25 statement credit with your first purchase made on the Card. Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco. The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card. No Limit on the Cash Back earned.
- Special Notes: None

