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March 2009 Credit Card Survey

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Please select the letter to link to the alphabetical listing of credit card issuers:
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V


Virgin Atlantic American Express® - Black

555 California Street San Francisco, CA 94104

  • Card issued by : Bank of America
  • Card Type : AmEx
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 08.99%
  • Purchase APR : 12.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $90
  • Over-the-Limit Fee : $15-$39, depending on balance depending on balance
  • Late Payment Fee : $15-$39, depending on balance depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    00.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    6 months
    N/A
    03.00%
    N/A
    $10
    None
    19.24% V
    N/A
    N/A
    N/A
    03.00%
    $10
    None
  • Rebate Description: 20,000 Flying Club bonus miles after your first retail purchase. Earn 3 miles per $1 spent on Virgin Atlantic purchases. Earn 1.5 miles per $1 spent in retail purchases. Earn up to 2 tier points per month for accelerated Flying Club status. Earn up to 15,000 additional bonus miles upon anniversary. Earn 2,500 bonus miles for each additional Cardmember added (max). Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners.
  • Special Notes:

Virgin Atlantic American Express® - White

555 California Street San Francisco, CA 94104

  • Card issued by : Bank of America
  • Card Type : AmEx
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 08.99%
  • Purchase APR : 12.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $49
  • Over-the-Limit Fee : $15-$39, depending on balance depending on balance
  • Late Payment Fee : $15-$39, depending on balance depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    00.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    6 months
    N/A
    03.00%
    N/A
    $10
    None
    19.24% V
    N/A
    N/A
    N/A
    03.00%
    $10
    None
  • Rebate Description: 3 miles per dollar spent on Virgin Atlantic purchases. 1 mile per dollar spent on everyday purchases. 12,500 bonus miles after your first purchase. Up to 7,500 bonus miles every anniversary. Up to 2,500 bonus miles when you add additional Cardmembers to your account.
  • Special Notes:

Volkswagen Platinum Visa® Card

PO Box 35207 Wilmington, DE 19886-0470

  • Card issued by : First USA
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 06.99 - 14.99%
  • Purchase APR : 10.24 - 18.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : If they do not receive at least the minimum payment due by the date and time due; you exceed your credit line, if applicable; or you make a payment that is not honored by your bank.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    00.00%
    Up to 6 months
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    Up to 6 months
    None
    03.00%
    N/A
    $5
    None
    19.24 - 23.24% V
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: You will earn two points for each $1 of net purchases made at participating Volkswagen dealerships and 1 point for each $1 of all other purchases. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, interest, unauthorized or fraudulent charges, or fees of any kind.
  • Special Notes:

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Last Updated: March 31, 2009 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.