One from American Express®
C/O New Accounts PO Box 31514 Salt Lake City, UT 84131
- Card issued by : American Express
- Card Type : AmEx
- Card Class : Platinum
- Card Category : Cash Back
- Margin Index : Prime + 5.99-7.99%
- Purchase APR : 9.24-16.24% V
- Finance Calculation Method : Average Daily Balance
- Minimum Credit Limit : N/A
- Maximum Credit Limit : N/A
- Annual Fee : First Year fee-free; then $35.
- Over-the-Limit Fee : depending on balance
- Late Payment Fee : $29 depending on balance
- Penalty/Default APR : 27.24% V
- Penalty/Default Trigger : If minimum payments are not timely paid three or more times, or two consecutive times, or two or more times your payment is returned by your bank or financial institution.
- Maximum Default APR :
- Universal Default Clause : No
- Foreign Currency Fee : 02.00%
- States Available in : All
-
| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
|
None
N/A
30 days on average
N/A
N/A
N/A
N/A |
None
N/A
None
N/A
N/A
N/A
N/A |
N/A
N/A
None
N/A
N/A
N/A
N/A |
- Rebate Description: No Pre-Set Spending Limit. Get $50 after your first purchase. 2.75% APY on High-Yield Savings Account. Never pay interest on new purchases.
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.
- Special Notes:
Orchard Bank Classic MasterCards®
821 Second Avenue, STE 1800 Seattle, WA 98104
- Card issued by : HSBC for Orchard Bank
- Card Type : MasterCard
- Card Class : Platinum
- Card Category : Poor/No Credit
- Margin Index : Prime +
- Purchase APR : 14.90%
- Finance Calculation Method : Average Daily Balance
- Minimum Credit Limit : N/A
- Maximum Credit Limit : N/A
- Annual Fee : $49
- Over-the-Limit Fee : $30 depending on balance
- Late Payment Fee : $30 - $35 depending on balance
- Penalty/Default APR : 29.49%
- Penalty/Default Trigger : Late Payment
- Maximum Default APR :
- Universal Default Clause : Yes
- Foreign Currency Fee : 1%
- States Available in : ALL
-
| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
|
None
N/A
25 Days
N/A
N/A
N/A
N/A |
None
N/A
N/A
5.00%
N/A
$10
None |
N/A
N/A
None
N/A
5.00%
$20
None |
- Rebate Description: N/A
- Special Notes: Orchards pre-screening application will suggest either the Platinum, Gold, Classic or Secured and provide you with the specific application for that card if you choose to apply. If the pre-screening application directs you to the secured card a savings account will serve as collateral for the secured credit card. The minimum deposit required is $200, with a maximum deposit of $15,000. At any time after your account is opened, you may send in deposits in increments of $100 to add to your secured savings account. Interest rate is 7.90% and $35 annual fee is waived during the first year.
Orchard Bank Prime Platinum Mastercard
821 Second Ave, Ste 1800, Seattle, WA 98104 877-277-0948
- Card issued by : HSBC for Orchard Bank
- Card Type : MasterCard
- Card Class : Classic/Standard
- Card Category : Poor/No Credit
- Margin Index : Prime +
- Purchase APR : 15.99%
- Finance Calculation Method : Average Daily Balance Method
- Minimum Credit Limit : Unknown
- Maximum Credit Limit : Unknown
- Annual Fee : $0
- Over-the-Limit Fee : $30 depending on balance
- Late Payment Fee : $35 depending on balance
- Penalty/Default APR : 29.49%
- Penalty/Default Trigger : Late Payment
- Maximum Default APR :
- Universal Default Clause : Yes
- Foreign Currency Fee : 01%
- States Available in : All
-
| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
|
0%
6 Months
25 Days
N/A
N/A
N/A
N/A |
0%
6 months
N/A
5%
N/A
$10
None |
N/A
N/A
None
N/A
5%
$20
None |
- Rebate Description:
- Special Notes:
|
