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March 2009 Credit Card Survey

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Please select the letter to link to the alphabetical listing of credit card issuers:
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L


LPGA WorldPointsTM Platinum Plus® MasterCard® Credit Card

PO Box 15020 Wilmington, DE 19850

  • Card issued by : Bank of America
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : N/A
  • Purchase APR : 11.99%-19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39 depending on the acct balance on the fee assessment date. depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    N/A
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0%
    12 months
    None
    03.00%
    N/A
    $10
    None
    24.24%
    N/A
    None
    N/A
    04.00%
    $10
    None
  • Rebate Description: Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates. Ultimate Access rewards - an exclusive benefit of your WorldPoints credit card that gives you the ability to redeem for exclusive collectibles, memorable tailor-made experiences, unprecedented access to sports and entertainment personalities, access to marquee events, exclusive designer items, sports memorabilia, and once-in-a-lifetime experiences. Earn 1 point for every $1 in net retail purchases. Rewards begin at 2,500 points. No limit to the number of points you can earn each year. Points do not expire for 5 years. Points will not be earned for Cash advances, Balance Transfers, traveler's checks, overdraft protections and convenience checks. You are not eligible to earn Points with the Choice Privileges Visa card if: 1) You are in default of your Cardholder Agreement (e.g., you do not make your Minimum Payment Due by the Payment Due Date); 2) Your Choice Privileges Visa account is closed by you or Bank of America.
  • Special Notes: Introductory APR applies to your first 12 billing cycles on balance transfers and cash advance checks. Transaction fee for the purchase of wire transfers from a non-financial institution: 3% of each such purchase (minimum $10). Transaction fee for Cash Equivalents posted either during the Promotional Period for Purchases or before January 19, 2008: 3% of each such purchase (minimum $10). Cash Equivalents posted to your account on or after January 19, 2008 will be Cash Advances and will be subject to the transaction fee for Cash Equivalents as noted below.

Lyons Natl Bank Visa Personal Platinum

35 William Street Lyons, NY 14489

  • Card issued by : Lyons Natl Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Regular
  • Margin Index :
  • Purchase APR : 9.99-15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $30.00 depending on balance
  • Late Payment Fee : $30.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause :
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    Unknown
    N/A
    None
    N/A
    2.50%
    $5.00
    None
  • Rebate Description: N/A
  • Special Notes: None

Lyons Natl Bank Visa Rebate Platinum

35 William Street Lyons, NY 14489

  • Card issued by : Lyons Natl Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Regular
  • Margin Index :
  • Purchase APR : 9.99-15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $30.00 depending on balance
  • Late Payment Fee : $30.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    Unknown
    N/A
    None
    N/A
    2.50%
    $2.00
    None
  • Rebate Description: N/A
  • Special Notes: None

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Last Updated: March 31, 2009 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.