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March 2009 Credit Card Survey

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Please select the letter to link to the alphabetical listing of credit card issuers:
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D

Diamond Head MasterCard

999 Bishop Street Honolulu, HI 96813

  • Card issued by : First Hawaiian Bank
  • Card Type : MasterCard
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : Prime +
  • Purchase APR : 12.49%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $25.95 depending on balance
  • Late Payment Fee : $25.95 depending on balance
  • Penalty/Default APR : 18.00% F
  • Penalty/Default Trigger : Not receiving the required minimum payment for two consecutive billing periods.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 2.50%
  • States Available in : HI
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		N/A
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A    		 N/A
    N/A
    None
    3.00%
    N/A
    $5.00
    $50.00     		18.00% F
    N/A
    None
    N/A
    3.00%
    $3.00
    $50.00
  • Rebate Description: N/A
  • Special Notes: Must be a resident of Hawaii or Guam when applying online.

Diners Club Carte Blanche Card

8430 W Bryn Maur Avenue Chicago, IL 60631

  • Card issued by : Citi Bank
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : N/A
  • Finance Calculation Method : N/A
  • Minimum Credit Limit : No Preset Spending Limit
  • Maximum Credit Limit : No Preset Spending Limit
  • Annual Fee : $300.00
  • Over-the-Limit Fee : N/A depending on balance
  • Late Payment Fee : $30 flat charge plus 2.5% if over $80 depending on balance
  • Penalty/Default APR : N/A
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : N/A
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    None
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    N/A
    N/A
    None
    None    		 N/A
    N/A
    None
    N/A
    $4 or 4%
    None
    None
  • Rebate Description: Earn 1 point for every $1 you spend. Turn spending into miles on all major U.S. airlines and select international carriers, as well as custom travel, hotel stays, merchandise, gifts, retail and dining certificates, plus much more. Save up to 20% at over 9,000 participating restaurants. Unlimited access to airport lounges all over the world. Enjoy unlimited complimentary international companion airline tickets on British Airways? (pay applicable taxes and fees) Carte Blanche Travel Service arranges luxury travel with exclusive access, automatic upgrades and special amenities Carte Blanche Concierge Service is always available to make reservations, order tickets and offer recommendations Golf Course Access for you and up to three guests at over 200 courses.
  • Special Notes: The Club Plus account feature is available to select Cardmembers and gives you the choice of extending your payments or paying off your balance in full. Eligible Cardmembers will be notified of a Club Plus Account offer on their monthly billing statement. Diners Club Concierge Service.

Diners Club Charge Card

8430 W Bryn Maur Avenue Chicago, IL 60631

  • Card issued by : Citi Bank
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : N/A
  • Finance Calculation Method : N/A
  • Minimum Credit Limit : No Preset Spending Limit
  • Maximum Credit Limit : No Preset Spending Limit
  • Annual Fee : $95.00
  • Over-the-Limit Fee : N/A depending on balance
  • Late Payment Fee : $30 flat charge plus 2.5% if over $80 depending on balance
  • Penalty/Default APR : N/A
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : N/A
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    None
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    N/A
    N/A
    None
    None    		 N/A
    N/A
    None
    N/A
    $4 or 4%
    None
    None
  • Rebate Description: Earn 1 Club Rewards point ($1 charged = 1 Club Rewards point = 1 mile) for every eligible dollar charged. No limit to the amount of points you can earn. Redeem Points for a wide range of options, from frequent-flyer miles to brand-name merchandise to financial rewards. Also, offers a variety of club member benefits.
  • Special Notes: The Club Plus account feature is available to select Cardmembers and gives you the choice of extending your payments or paying off your balance in full. Eligible Cardmembers will be notified of a Club Plus Account offer on their monthly billing statement. Diners Club Concierge Service.

Disney Rewards® Visa® Card

207 Park Ave New York, NY 10017

  • Card issued by : Chase Bank, USA NA
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 5.99 - 10.99%
  • Purchase APR : 13.24 - 16.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $29 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 24.24%
  • Penalty/Default Trigger : Late twice in any six-month period: 27.99% on all balances. Late once during any promotional period: 18.15% variable or 24.99% fixed depending on the number of late payments prior to the promotional period.
  • Maximum Default APR :27.99%
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    6 Months
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    6 months
    None
    03.00%
    N/A
    $5
    $249    		 19.24% V
    N/A
    None
    N/A
    03.00%
    $5
    None
  • Rebate Description: Get a $15 Disney Gift Card after you use your card. Earn 1% or more in Disney Dream Reward DollarsSM on card purchases. Reward dollars are good at Disney Store, DisneyStore.com, Disney catalog, Disneyland and Walt Disney World Resorts - incl. theme parks and Disney Cruise Line. Receive special bonus offers to help earn double, triple or more reward dollars or get more with reward dollars. Will not earn Disney Dream Reward DollarsSM on balance transfers, cash advances, convenience checks, unauthorized charges, finance charges accrued on account balances, or fees on products which protect or insure the balances of the account or fees of any kind. Disney Dream Reward DollarsSM will accrue only when the Disney credit card account is in good standing.
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

Ducks Unlimited WorldPointsTM Platinum Plus® Visa® Credit Card

PO Box 15020 Wilmington, DE 19850

  • Card issued by : FIA Card Services for Bank of America
  • Card Type : AmEx
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 08.24 - 18.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $15 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Each time your minimum payment is late (i.e., not received by 5 p.m., ET, on its Payment Due Date), or the account balance is over the credit limit.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    12 months
    None
    03.00%
    N/A
    $10
    None    		 19.24% F
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: Bank of America makes a contribution to Ducks Unlimited with every purchase. Earn WorldPoints with every retail purchase you make with the card.
  • Special Notes:
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Last Updated: March 31, 2009 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.