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March 2009 Credit Card Survey

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C

Capital One® No Hassle Cash(SM) Rewards - Average

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Cash Back
  • Margin Index : Prime +
  • Purchase APR : 19.80%
  • Finance Calculation Method : Average daily balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $29
  • Over-the-Limit Fee : $19-$39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If the account is 3 or more days past due twice within any 12 billing periods, the APRs may increase immediately to the Default APR .
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 00.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    N/A
    N/A
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    3.00%
    $10
    None
  • Rebate Description: Get 2% cash back on purchases at gas stations and major grocery stores
  • Special Notes:

Capital One® No Hassle CashSM Rewards - Limited

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Cash Back
  • Margin Index : Prime + 16.55%
  • Purchase APR : 19.80%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $3,000
  • Annual Fee : $29
  • Over-the-Limit Fee : $19- $39 depending on the balance depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If your payment is received late twice within any 12 billing periods.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 00.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: Every time you use the card, you earn 1% cash back on your net purchases (purchases minus any credits or returns). There is no cap to the amount of cash you can earn on purchases and rewards do not expire.
  • Special Notes: For applicants whose has average/limited credit history.

Capital One® No Hassle PointsSM Rewards - Average

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 16.55%
  • Purchase APR : 19.80%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $3,000
  • Annual Fee : $29
  • Over-the-Limit Fee : $19- $39 depending on balance depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If your payment is received late twice within any 12 billing periods.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 00.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    N/A
    N/A    		 24.90% V
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: 2 points per dollar spent at gas stations, major grocery and drug stores. 1 point per dollar spent on all other purchases. There is no cap to the amount of points you can earn on purchases and points do not expire.
  • Special Notes: For applicants who are new to credit, have a limited credit history or whose credit needs improvement.

Capital One® No Hassle PointsSM Rewards - Excellent Credit

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Low Intro Rate,Reward Points
  • Margin Index : Prime + 10.65
  • Purchase APR : 13.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : $20,000
  • Annual Fee : None
  • Over-the-Limit Fee : $19 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If your payment is received late (3 or more days after your payment due date) twice within any 12 billing periods.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 00.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    Until May 2010
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: 2 points per dollar spent at gas stations and major grocery and drug stores. 1 point per dollar spent on all other purchases. Redeem for merchandise, gift cards, or cash. Points do not expire for the life of your account and there is no limit to the number of points you can earn.
  • Special Notes: You need excellent credit to be approved for this card.

Capital One® Orbitz® Visa® - Avg-Limited Credit

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 19.65
  • Purchase APR : 24.90%
  • Finance Calculation Method : Average daily balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $3000
  • Annual Fee : $0
  • Over-the-Limit Fee : $19 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If the account is 3 or more days past due twice within any 12 billing periods, the APRs may increase immediately to the Default APR.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 0.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    N/A
    N/A
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    3.00%
    $10
    None
  • Rebate Description: 3 points per dollar spent on eligible Orbitz.com bookings. Get 1 point per dollar on all other purchases. No limit on the points you can earn and points don't expire
  • Special Notes:

Capital One® Standard Platinum - Average Credit

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 19.45%
  • Purchase APR : 22.70%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $3,000
  • Annual Fee : $0
  • Over-the-Limit Fee : $19-$39 depending on balance depending on balance
  • Late Payment Fee : $15-$39 depending on balance depending on balance
  • Penalty/Default APR : 29.40%
  • Penalty/Default Trigger : If payment is received late (3 or more days after your payment due date) and if payment is received late twice within any 12 billing periods
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 0.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    00.00%
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description:
  • Special Notes:

Capital One® Standard Platinum for Students - Average-Limited Credit

PO Box 26625 Richmond, VA 23261

  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Student
  • Margin Index : Prime + 19.45%
  • Purchase APR : 22.70%
  • Finance Calculation Method : Average daily balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $3,000
  • Annual Fee : $0
  • Over-the-Limit Fee : $19-$39 depending on balance depending on balance
  • Late Payment Fee : $15-$39 depending on balance depending on balance
  • Penalty/Default APR : 29.40% V
  • Penalty/Default Trigger : If payment is received late (3 or more days after your payment due date) and if payment is received late twice within any 12 billing periods
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 00.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    Until November 2009
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    N/A
    N/A    		 24.90%
    N/A
    None
    N/A
    03.00%
    $10
  • Rebate Description:
  • Special Notes:

Centennial Gold MasterCard

900 W Delaware Sioux Falls, SD 57117

  • Card issued by : First PREMIER Bank
  • Card Type : MasterCard
  • Card Class : Gold
  • Card Category : Poor/No Credit
  • Margin Index : N/A
  • Purchase APR : 09.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $250.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $48.00
  • Over-the-Limit Fee : $29.00 depending on balance
  • Late Payment Fee : $29.00 depending on balance
  • Penalty/Default APR : 19.90%
  • Penalty/Default Trigger : If the acct goes past the due date two times in any six month period or goes past the due date for two consecutive billing cycles.
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : 00.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		N/A
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A    		 N/A
    N/A
    None
    N/A
    N/A
    None
    None    		 19.90%
    N/A
    None
    N/A
    03.00%
    $5.00
    None
  • Rebate Description: Reports monthly to 4 Major Credit Bureaus
  • Special Notes: Account Set-up Fee: $29.00 (one-time fee) - Program Fee: $95.00 (one-time fee) - Annual Fee: $48.00 - Participation Fee: $72.00 Annually - Additional Card Fee: $20.00 Annually per card, (if applicable). The Participation Fee of $72.00 will be billed at $6.00 per month. Credit Limit Increase Fee: Each time your Account is eligible and approved for a credit limit increase, a $25.00 fee is imposed. Internet Access Fee: $3.95

CFS Bank MasterCard

615 Merrick Ave Westbury, NY 11590

  • Card issued by : CFS Bank
  • Card Type : MasterCard
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 09.90 - 18.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $20.00 depending on balance
  • Late Payment Fee : $20.00 depending on balance
  • Penalty/Default APR : 21.00%
  • Penalty/Default Trigger : Failing to make the minimum payment during two consecutive billing cycles.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		2.90%
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A    		 2.90%
    6 months
    None
    03.00%
    N/A
    $5.00
    $35.00     		12.90 - 19.90%
    N/A
    None
    N/A
    03.00%
    $5.00
    None
  • Rebate Description: Make a total of $3,000 in purchases within any consecutive 12-month period, you can earn a choice of free travel. Current reward choices include 2 3-Day / 2-Night mini-vacations with complimentary lodging at quality hotels in resort destinations in the U.S. (including Hawaii), Mexico and the Caribbean. Or a choice of free companion travel ? including a free companion airfare, free companion cruise fare, or free hotel stay.
  • Special Notes: 5Star credit cards are available to 5Star Bank customers, AFBA members and customers of its affiliated companies through periodic solicitation offers.

CFS Bank Visa Rebate Platinum

615 Merrick Ave Westbury, NY 11590

  • Card issued by : CFS Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 09.90 - 18.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $20.00 depending on balance
  • Late Payment Fee : $20.00 depending on balance
  • Penalty/Default APR : 21.00%
  • Penalty/Default Trigger : Failing to make the minimum payment during two consecutive billing cycles.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		2.90%
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A    		 2.90%
    6 months
    None
    03.00%
    N/A
    $5.00
    $35.00     		12.90 - 19.90%
    N/A
    None
    N/A
    03.00%
    $5.00
    None
  • Rebate Description: Make a total of $3,000 in purchases within any consecutive 12-month period, you can earn a choice of free travel. Current reward choices include 2 3-Day / 2-Night mini-vacations with complimentary lodging at quality hotels in resort destinations in the U.S. (including Hawaii), Mexico and the Caribbean. Or a choice of free companion travel ? including a free companion airfare, free companion cruise fare, or free hotel stay.
  • Special Notes: 5Star credit cards are available to 5Star Bank customers, AFBA members and customers of its affiliated companies through periodic solicitation offers.

CFS Bank MasterCard Platinum

615 Merrick Ave Westbury, NY 11590

  • Card issued by : CFS Bank
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 09.90 - 18.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $20.00 depending on balance
  • Late Payment Fee : $20.00 depending on balance
  • Penalty/Default APR : 21.00%
  • Penalty/Default Trigger : Failing to make the minimum payment during two consecutive billing cycles.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		2.90%
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A    		 2.90%
    6 months
    None
    03.00%
    N/A
    $5.00
    $35.00     		12.90 - 19.90%
    N/A
    None
    N/A
    03.00%
    $5.00
    None
  • Rebate Description: Make a total of $3,000 in purchases within any consecutive 12-month period, you can earn a choice of free travel. Current reward choices include 2 3-Day / 2-Night mini-vacations with complimentary lodging at quality hotels in resort destinations in the U.S. (including Hawaii), Mexico and the Caribbean. Or a choice of free companion travel ? including a free companion airfare, free companion cruise fare, or free hotel stay.
  • Special Notes: 5Star credit cards are available to 5Star Bank customers, AFBA members and customers of its affiliated companies through periodic solicitation offers.

CFS Bank Visa Personal Classic

615 Merrick Ave Westbury, NY 11590

  • Card issued by : CFS Bank
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 09.90 - 18.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $20.00 depending on balance
  • Late Payment Fee : $20.00 depending on balance
  • Penalty/Default APR : 21.00%
  • Penalty/Default Trigger : Failing to make the minimum payment during two consecutive billing cycles.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		2.90%
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A    		 2.90%
    6 months
    None
    03.00%
    N/A
    $5.00
    $35.00     		12.90 - 19.90%
    N/A
    None
    N/A
    03.00%
    $5.00
    None
  • Rebate Description: Make a total of $3,000 in purchases within any consecutive 12-month period, you can earn a choice of free travel. Current reward choices include 2 3-Day / 2-Night mini-vacations with complimentary lodging at quality hotels in resort destinations in the U.S. (including Hawaii), Mexico and the Caribbean. Or a choice of free companion travel ? including a free companion airfare, free companion cruise fare, or free hotel stay.
  • Special Notes: 5Star credit cards are available to 5Star Bank customers, AFBA members and customers of its affiliated companies through periodic solicitation offers.

Chase Home Improvement Rewards(SM) Card

2 Chase Manhattan Plaza, 21st Floor New York, NY 10081

  • Card issued by : Chase Bank USA, N.A.
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Reward Points
  • Margin Index : Prime + 5.99 - 14.99%
  • Purchase APR : 9.24 - 18.24% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : Up to 27.24% V
  • Penalty/Default Trigger : APRs may increase if you default under any Cardmember Agreement you have with Chae for any of the following reasons: they do not receive, for any payment that is owed on the Account or any other account or loan with uthem, at least the minimum payment due by the date and time due; you exceed your credit line on this Account, if applicable; or you make a payment to Chase that is not honored by your bank. Chase may consider the following factors to determine the default rate: the length of time your Account has been open; the existence, seriousness and timing of defaults; other indications of your Account usage and performance; and information about your other relationships with Chase, any of their related companies or from consumer credit reports.
  • Maximum Default APR :27.24%
  • Universal Default Clause : No
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    Up to 6 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 0%
    Up to 6 months
    None
    3%
    N/A
    $5
    		 19.24 - 23.24% V
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: 3 points for every dollar spent on Home Improvement Net Purchases; 1 point for every dollar in other purchases. Redeem 2,500 points for either a $25 Gift Card or Gift Certificate, or a $25 check. Points are not earned on balance transfers, cash advances, overdraft protection advances, any checks that access your account, money orders, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of the cardmember account. Maximum point accumulation on purchases is 30,000 points Annually on Home Improvement purchases, and 60,000 points Annually on all other purchases.
  • Special Notes:

Chase Platinum MasterCard®

2 Chase Manhattan Plaza, 21st Floor New York, NY 10081

  • Card issued by : JPMorgan Chase & Co
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index : Prime + 05.99 - 14.99
  • Purchase APR : 9.24- 18.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15-$39 depending on balance depending on balance
  • Penalty/Default APR : Up to 27.24%
  • Penalty/Default Trigger : Not receiving, for any payment owed on the card or any other account with Chase, at least the minimum payment due by the date and time due, exceeding the credit line on the card, or making payment not honored by your bank.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    12 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    12 months
    None
    3%
    N/A
    $5
    None    		 19.24-23.24%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: N/A
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

Chase Platinum Visa® Card

2 Chase Manhattan Plaza, 21st Floor New York, NY 10081

  • Card issued by : Chase Bank, USA NA
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index : Prime + 8.99% - 14.99%
  • Purchase APR : 9.24% - 18.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $200
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : Up to 27.24%
  • Penalty/Default Trigger : Not receiving, for any payment owed on the card or any other account with Chase, at least the minimum payment due by the date and time due, exceeding the credit line on the card, or making payment not honored by your bank.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    12 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 0%
    12 months
    None
    3%
    N/A
    $5
    None    		 19.24%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: N/A
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

Choice Privileges® Visa

PO Box 15020 Wilmington, DE 19850

  • Card issued by : Bank of America
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 9.99%
  • Purchase APR : 13.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		1.99%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 1.99%
    6 months
    None
    3%
    N/A
    $10
    N/A    		 19.24%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: Earn a free night after your first net retail purchase, plus earn points on all your net retail purchases. Earn 16,000 points after your first purchase-enough for two free nights at more than 1,000 Choice Privileges locations. Use your points toward free nights at Choice Privileges locations worldwide. Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion and MainStay Suites. Earn 2 points per dollar on all other purchases. Points will not be earned for Cash advances, Balance Transfers, travelers checks, overdraft protections and convenience checks. You are not eligible to earn Points with the Choice Privileges Visa card if: 1) You are in default of your Cardholder Agreement (e.g., you do not make your Minimum Payment Due by the Payment Due Date) 2) Your Choice Privileges Visa account is closed by you or Bank of America
  • Special Notes:

Citi® CashReturns(SM) Card

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Cash Back
  • Margin Index : Prime + 08.74 - 16.74
  • Purchase APR : 11.99 - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 29.99% V
  • Penalty/Default Trigger : If you default under any card agreement you have with Citi because you: do not make the minimum payment when due, go over the credit line, or make a payment that is not honored.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    Up to 12 months
    None
    03.00%
    N/A
    $5
    None    		 21.99% V
    N/A
    None
    N/A
    03.00%
    $5
    None
  • Rebate Description: Earn a full 1% cash back on every purchase. Get a 20% bonus on cash back earned on all purchases for the first 12 months. Automatically receive a $50 check every time you earn $50 cash back.
  • Special Notes:

Citi® Diamond Preferred® Rewards MasterCard®

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi (South Dakota), N.A.
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 7.99-15.99%
  • Purchase APR : 11.24 - 19.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 29.99% V
  • Penalty/Default Trigger : If you default under any card agreement you have with us because you do not make the minimum payment when due, go over the credit line, or make a payment to us that is not honored, all your APRs may automatically increase to the default APR. We set your default APR by reviewing (1) the seriousness of your default with Citi and (2) your credit history.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    Up to 12 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 0%
    Up to 12 months
    None
    3%
    N/A
    $5
    None    		 21.99% V
    N/A
    None
    N/A
    3%
    $5
    None
  • Rebate Description: You will receive 6,000 bonus ThankYou Points after your first purchase as long as you make $100 in purchases within 3 months of account opening. Once these points post to your account, you may redeem for your choice of a $50 gift card good at leading national merchants or save them to use for other great rewards. Earn 5 ThankYou points per dollar spent at supermarkets, drugstores, and gas stations. Earn 1 point per dollar on all other purchases. You can earn up to 75,000 ThankYou Points during any calendar year (eligible purchases appearing on your January-December billing statements).
  • Special Notes:

Citi® Dividend Platinum Select® Card

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi
  • Card Type : AmEx
  • Card Class : Platinum
  • Card Category : Cash Back
  • Margin Index : Prime + 07.74-15.74%
  • Purchase APR : 10.99-18.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 29.99% V
  • Penalty/Default Trigger : APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, exceeding the credit line, or making payment that is not honored.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    Up to 12 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    Up to 12 motnhs
    None
    03.00%
    N/A
    $5
    None    		 21.99% V
    N/A
    None
    N/A
    03.00%
    $5
    None
  • Rebate Description: Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter. Earn 1% cash back on all other purchases. You may accumulate a maximum of 300 Dividend Dollars in any calendar year (eligible transactions appearing on your January � December billing statements) payable in checks of $50 or more only upon your request. Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 calendar year maximum accumulation.
  • Special Notes:

Citi® Driver®s Edge® Options Platinum Select® MasterCard®

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi Bank (South Dakota), NA
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Cash Back
  • Margin Index : Prime + 6.74 - 14.74%
  • Purchase APR : 9.99% - 17.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, exceeding the credit line, or making payment that is not honored.
  • Maximum Default APR :Prime + up to 23.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    12 months
    None
    3.00%
    N/A
    $5.00
    None    		 21.99%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: Earn 6,000 ThankYou® Points after you make $100 in purchases within the first 3 months. Earn 5 points for every $1 spent at grocery, drugstores & gas stations for 12 months; 1 point thereafter. Earn 1 ThankYou Point for every $1 spent on all other purchases.
  • Special Notes: Must have an annual income of at least $12000 and you must meet Citi®s credit qualification criteria.

Citi® Gold / AAdvantage® World MasterCard®

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi Bank
  • Card Type : MasterCard
  • Card Class : Gold
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 9.99%
  • Purchase APR : 13.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $2,000.00
  • Maximum Credit Limit : N/A
  • Annual Fee : 50 after 1st yr
  • Over-the-Limit Fee : $35.00 depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : Failing to make a payment when due, or making a payment that is not honored.
  • Maximum Default APR :prime + 23.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    3.00%
    N/A
    $5.00
    None    		 21.99%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: Earn 15,000 AAdvantage bonus miles after you make $750 in purchases within 4 months of becoming a cardmember. Earn 1 AAdvantage mile for every dollar you spend on purchases up to 60,000 miles per year. Reduced Mileage Awards and member-exclusive offers. No blackout dates and miles may never expire. Free companion certificate when you use your card to purchase a domestic round-trip coach class excursion fare ticket on American Airlines for $299 or more for yourself.
  • Special Notes: To receive a Citi Gold / AAdvantage World MasterCard, you must have an annual income of at least $15000 and you must meet credit qualification criteria. Your revolving credit line will be determined by your yearly income and a review of your credit report.

Citi® Platinum Select® / AAdvantage® World MasterCard®

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi Bank
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 9.99%
  • Purchase APR : 13.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $2,000.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $85 after 1st yr
  • Over-the-Limit Fee : depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : Failing to make a payment when due, or making a payment that is not honored.
  • Maximum Default APR :prime + 23.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    none
    3.00%
    N/A
    $5.00
    None    		 21.99%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: Earn 25,000 AAdvantage bonus miles after you make $750 in purchases within 4 months of becoming a cardmember - enough for a travel award. You can earn 10,000 AAdvantage bonus miles after you make $10,000 in purchases during your FIRST year as a Citi/AAdvantage cardmember. You can earn an additional 10,000 AAdvantage bonus miles after you make $10,000 in purchases during your SECOND year as a Citi/AAdvantage cardmember. Earn 1 AAdvantage mile for every dollar you spend on purchases up to 100,000 miles per year. Reduced Mileage Awards and member-exclusive offers. No blackout dates and miles may never expire. Free companion certificate when you use your card to purchase a domestic round-trip coach class excursion fare ticket on American Airlines for $299 or more for yourself.
  • Special Notes: To receive a Citi Platinum Select / AAdvantage World MasterCard, you must have an annual income of at least $15000 and you must meet credit qualification criteria. Your revolving credit line will be determined by your yearly income and a review of your credit report.

Citi® Platinum Select® Visa® for College Students

701 East 60th Street Sioux Falls, SD 57104

  • Card issued by : Citi Bank (South Dakota), NA
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Student
  • Margin Index : Prime + 8.99%
  • Purchase APR : 12.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, exceeding the credit line, or making payment that is not honored.
  • Maximum Default APR :Prime + up to 23.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 0.00%
    6 months
    None
    03.00%
    N/A
    $5.00
    None    		 21.99%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: N/A
  • Special Notes: No minimum income or cosigner required. Receive big discounts at certain stores. Free credit education tips and tools to help you control your spending every step of the way.

Citizens Bank CustomCash Platinum(tm) Rewards MasterCard®

73 Tremont Street Boston, MA 02110

  • Card issued by : RBS Citizens, N.A.
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 9.74- 13.74%
  • Purchase APR : 12.99 - 16.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $39.00 depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Failing to make a minimum payment by the payment due date or exceeding either the Cash Advance Limit or Total Credit Limit.
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 0.00%
    6 months
    None
    3% (4% after the intro.)
    N/A
    $10
    $60 (none after the intro.)    		 19.80%
    N/A
    None
    N/A
    3 - 5%
    $10 - $20
    None
  • Rebate Description: Earn 1 point for every dollar you spend. Get 500 bonus points with first purchase. Choose from merchandise, gift cards and travel rewards.
  • Special Notes: None

Citizens Bank Platinum MasterCard®

73 Tremont Street Boston, MA 02110

  • Card issued by : RBS Citizens, N.A.
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index : Prime + 7.74-11.74%
  • Purchase APR : 10.99 - 14.99%
  • Finance Calculation Method : Two-Cycle Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $39.00 depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Failing to make a minimum payment by the payment due date or exceeding either the Cash Advance Limit or Total Credit Limit.
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		00.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A    		 00.00%
    6 months
    None
    3% (4% after intro)
    N/A
    $10.00
    $60 (intro only)    		 19.80%
    N/A
    None
    N/A
    3 - 5%
    $10 - $20
    None
  • Rebate Description: N/A
  • Special Notes: None

Clear from American Express

200 Vesey Street New York, NY 10285

  • Card issued by : American Express
  • Card Type : AmEx
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 8.99 - 13.99
  • Purchase APR : 12.74- 17.24% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $0 depending on balance
  • Late Payment Fee : $0 depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : Account is reviewed monthly and will be considered in default if minimum payments are not timely paid two times during any portion of the 12-month period ending with the Closing Date of the current billing period. Any introductory APRs or promotional APRs will terminate if you fail to pay any Minimum Amount Due by its Payment Due Date, or upon any condition that causes a default or other penalty rate to apply to your Account, and the applicable default or penalty rate will apply.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 2%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0.00%
    Up to 12 months
    28 days
    N/A
    N/A
    N/A
    N/A    		 3.99%
    12 months
    None
    None
    N/A
    N/A
    N/A    		 21.24% V
    N/A
    None
    N/A
    None
    N/A
    N/A
  • Rebate Description: No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance tranfer fees, no cash advance fees. Automatic Rewards. You will get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Special Notes:

Commerce Bank Commerce Miles Rewards Card

1000 Walnut Kansas City, MO 64106

  • Card issued by : Commerce Bank
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 7.99% (the Prime Rate will be subject to a minimum Rate of 6%)
  • Purchase APR : 13.99%
  • Finance Calculation Method : Average Daily Balance Method
  • Minimum Credit Limit : Unknown
  • Maximum Credit Limit : Unknown
  • Annual Fee : $29
  • Over-the-Limit Fee : $29 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.99% F
  • Penalty/Default Trigger : If the required minimum monthly payment is not received by the respective due dates for two consecutive months.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : None
  • States Available in : All
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    6 Months
    25 Days
    N/A
    N/A
    N/A
    N/A    		 0%
    6 months
    N/A
    3%
    N/A
    $10
    None    		 21.99% V
    N/A
    N/A
    N/A
    3%
    $10
    None
  • Rebate Description: One Point for each U.S. Dollar of Net Merchandise Purchases and four Points for each dollar of interest accrued on the Account balance. Redemption options starting at 2,000 points. All Points earned by You will accrue to and be available for redemption by You for four years from the calendar quarter in which those Points are posted to Your Rewards Account. The Points You earn will be credited to Your Rewards Account on a weekly basis. Rewards Account activity is reported to You on a Rewards Account statement prepared and sent after the end of each calendar quarter. The maximum number of Points that You can accrue during a calendar year is 100,000.
  • Special Notes: 0% intro for cash advances as well for 6 months only.

Commerce Bank Royals Platinum Mastercard

1000 Walnut Kansas City, MO 64106

  • Card issued by : Commerce Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 07.99 - 13.99% (the Prime Rate will be subject to a minimum Rate of 6%)
  • Purchase APR : 13.99 - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : Unknown
  • Maximum Credit Limit : Unknown
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $29.00 depending on balance
  • Late Payment Fee : $15 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 27.99% F
  • Penalty/Default Trigger : Late Pmnt 2 times in any 12 month period (non-consecutive),
  • Maximum Default APR :Prime plus up to 15.99%
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		3.90%
    6 Months
    25 Days
    N/A
    N/A
    N/A
    N/A    		 3.90%
    6 months
    None
    3.00%
    N/A
    $10
    None    		 21.99% V
    N/A
    None
    N/A
    3.00%
    $10
    None
  • Rebate Description: Royals Rewards Program lets you earn points toward exclusive Royals merchandise and invitations to special events at "The K". Redeem your Royals Rewards points as often as your point level allows. 5% discount on Stadium Gift Store purchases. Discounted home game ticket offers.
  • Special Notes: Credit card convenience checks - $300,000 Travel Accident Insurance - Competitive variable APR after the introductory rate period - Complimentary annual activity statement

CONNECT Classic

6 South Lakeside Ave Berwyn, IN 19312

  • Card issued by : First Bank of Indiana
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : Prime + (the Prime Rate will be subject to a minimum Rate of 6%)
  • Purchase APR : 16.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : $15,000.00
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $25 depending on balance
  • Late Payment Fee : $17 depending on balance
  • Penalty/Default APR : 21.00%
  • Penalty/Default Trigger : Failing to make 2 min. monthly payments by the due date in any 6 month period, exceeding the credit limit twice in a 6 month period, or making payment that is not honored.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Varies
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    N/A
    N/A    		 Unknown
    N/A
    None
    N/A
    02.00%
    None
    $10
  • Rebate Description: N/A
  • Special Notes: Internet transactions are exempt from the cash advance fee.

Cornell FingerLakes Credit Union Classic Visa

PO Box 4146 Ithaca, NY 14852

  • Card issued by : Cornell FingerLakes Credit Union
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : N/A
  • Purchase APR : 12.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $500.00
  • Maximum Credit Limit : $5,000.00
  • Annual Fee : $15.00
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $15.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    None
    None    		 Unknown
    N/A
    None
    N/A
    N/A
    None
    None
  • Rebate Description: N/A
  • Special Notes: Available in banking area only. APR may depend upon creditworthiness.

Cornell FingerLakes Credit Union Visa Platinum

PO Box 4146 Ithaca, NY 14852

  • Card issued by : Cornell FingerLakes Credit Union
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Regular
  • Margin Index : Prime + 03.90%
  • Purchase APR : 8.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $5,000.00
  • Maximum Credit Limit : $25,000.00
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $15.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A    		 None
    N/A
    None
    None
    N/A
    None
    None    		 Unknown
    N/A
    None
    N/A
    N/A
    None
    None
  • Rebate Description: N/A
  • Special Notes: Available in banking area only. APR may depend upon creditworthiness.
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Last Updated: March 31, 2009 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.