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March 2009 Credit Card Survey

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B


Ballston Spa Natl Bank Visa Rebate Platinum

87 Front Street Ballston Spa, 12020

  • Card issued by : Ballston Spa Natl Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index :
  • Purchase APR : 14.40%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $30.00 depending on balance
  • Late Payment Fee : $30.00 depending on balance
  • Penalty/Default APR : 22.15%
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    3.90%
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    18.15%
    N/A
    None
    N/A
    2.50%
    $2.00
    None
  • Rebate Description: ScoreCard(R) - Earn 1 point per net dollar spent. Redeemable for air travel, car rental, hotels stays, cruises, and items from the ScoreCard catalog.
  • Special Notes: Available in banking area only.

Bank of Akron MasterCard

46 Main Street Akron, NY 14001

  • Card issued by : Bank of Akron
  • Card Type : MasterCard
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : N/A
  • Purchase APR : 14.50%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $10.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    14.50%
    N/A
    None
    N/A
    None
    None
    None
  • Rebate Description: N/A
  • Special Notes: Available to Akron, Clarence, and Waynesville areas of New York only.

Bank of Akron Visa

46 Main Street Akron, NY 14001

  • Card issued by : Bank of Akron
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : N/A
  • Purchase APR : 14.50%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $10.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    14.50%
    N/A
    None
    N/A
    None
    None
    None
  • Rebate Description: N/A
  • Special Notes: Available to Akron, Clarence, and Waynesville areas of New York only.

Bank of Akron Visa Classic

46 Main Street Akron, NY 14001

  • Card issued by : Bank of Akron
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Regular
  • Margin Index : N/A
  • Purchase APR : 14.50%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $10.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    14.50%
    N/A
    None
    N/A
    None
    None
    None
  • Rebate Description: N/A
  • Special Notes: Available to Akron, Clarence, and Waynesville areas of New York only.

Bank of America Accelerated Rewards American Express® Card

555 California Street San Francisco, CA 94104

  • Card issued by : Bank of America
  • Card Type : AmEx
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 8.74-16.74%
  • Purchase APR : 11.99% - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : $25,000.00
  • Annual Fee : None
  • Over-the-Limit Fee : $15 - $39 based on the highest acct balance during the cycle. depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0%
    12 months
    None
    03.00%
    N/A
    $10.00
    None
    24.24% V
    N/A
    None
    N/A
    03.00% (non-check)
    $10.00
    None
  • Rebate Description: Earn and redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates. Earn 1.25 point for every $1 in net retail purchases. Rewards begin at only 2,500 points. No limit to the number of points you can earn each year. Points do not expire for 5 years.
  • Special Notes: Transaction fee for Cash Equivalents: 3% of each such cash advance (minimum $10). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds.

Bank of America Cash Rewards Platinum Plus® MasterCard®

PO Box 15020 Wilmington, DE 19850

  • Card issued by : FIA Card Services, N.A.
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : N/A 8.74-16.74%
  • Purchase APR : 11.99 - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $15 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Each time your minimum payment is late (i.e., not received by 5 p.m., ET, on its Payment Due Date), or the account balance is over the credit limit.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    12 months
    None
    03.00%
    N/A
    $10
    None
    24.24%
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
  • Special Notes: Transaction fee for the purchase of wire transfers from a non-financial institution: 3% of each such transaction (minimum $10).

Bank of America Secured Visa®

555 California Street San Francisco, CA 94104

  • Card issued by : Bank of America
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Poor/No Credit
  • Margin Index : Prime + 10.99%
  • Purchase APR : 14.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300.00
  • Maximum Credit Limit : $10,000.00
  • Annual Fee : $29
  • Over-the-Limit Fee : $35 depending on balance
  • Late Payment Fee : $35 depending on balance
  • Penalty/Default APR : 29.99% F
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    None
    12 months
    None
    04.00%
    N/A
    $10
    $90
    19.24% V
    N/A
    None
    N/A
    04.00%
    $5
  • Rebate Description: N/A
  • Special Notes: Transaction fee for Cash Equivalents: 5% of each such cash advance (minimum $25). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds.

Bank of America Visa Signature® WorldPointsTM Rewards

PO Box 15020 Wilmington, DE 19850

  • Card issued by : FIA Card Services, N.A. for Bank of America
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 08.74 - 16.74%
  • Purchase APR : 11.99 - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $15 - $39 (None for signature accounts) depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger :
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 Days
    N/A
    N/A
    N/A
    N/A
    00.00%
    12 months
    N/A
    03.00%
    N/A
    $10
    None
    24.24% V
    N/A
    N/A
    N/A
    03.00%
    $10
    None
  • Rebate Description: Rewards begin at 2,500 points for cash/merchandise and 25,000 points for air. Air rewards subject to maximum dollar value and special air arrangements require payment of additional points and a processing fee. Earn unlimited points. Earn 1 point per dollar of new net retail purchases charged to the card each month. Cash advances, including balance transfers, purchases of money orders or other cash equivalents, out-of-network payments made through the Bill Pay Choice® service, purchases made by or for a business or for a business purpose, and unauthorized/fraudulent transactions do not earn points. Points valid for 5 years.
  • Special Notes: Transaction fee for the purchase of wire transfers from a non-financial institution: 3% of each such transaction (minimum $10).

Bank of America WorldPoints Platinum Plus MasterCard®

PO Box 15020 Wilmington, DE 19850

  • Card issued by : Bank of America
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 8.74 - 16.74%
  • Purchase APR : 11.99- 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause :
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    N/A
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0.00%
    12 months
    None
    03.00%
    N/A
    $10.00
    None
    24.24% V
    N/A
    N/A
    N/A
    03.00%
    $10.00
    None
  • Rebate Description: Receive a $50 statement credit after qualifying transaction(s). Earn 1 point for every $1 in net retail purchases. Rewards begin at 2,500 points. No limit to the number of points you can earn each year. Points do not expire for 5 years. Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates. Ultimate Access rewards - an exclusive benefit of that gives you the ability to redeem for exclusive collectibles, memorable tailor-made experiences, unprecedented access to sports and entertainment personalities, access to marquee events, exclusive designer items, sports memorabilia, and once-in-a-lifetime experiences. Cash advances, balance transfers, purchases of money orders or other cash equivalents, out-of-network payments made through Bill Pay Choice,sm purchases made by or for a business or for a business purpose, and unauthorized/fraudulent transactions do not earn points.
  • Special Notes: Transaction fee for Cash Equivalents: 3% of each such cash advance (minimum $10). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds. 0% intro period for cash advance checks/balance transfers for 12 months.

Bank of America® Platinum Plus® Visa® Card

PO Box 15020 Wilmington, DE 19850

  • Card issued by : Bank of America
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index : Prime + 06.99 - 12.99%
  • Purchase APR : 10.24- 16.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : $25,000
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 27.24% F
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0.00%
    12 months
    None
    03.00% (after the intro offer)
    N/A
    $10.00
    None
    24.24% V
    N/A
    None
    N/A
    03.00%
    $10.00
    None
  • Rebate Description: N/A
  • Special Notes: Transaction fee for Cash Equivalents: 3% of each such cash advance (minimum $10). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds.

Bank of America® Student Platinum Plus® Visa® Card

555 California Street San Francisco, CA 94104

  • Card issued by : Bank of America
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Student
  • Margin Index : Prime + 10.99%
  • Purchase APR : 14.24%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $15 - $35 depending on the acct balance on the fee assessment date. depending on balance
  • Late Payment Fee : $15 - $35 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : N/A
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    N/A
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    None
    N/A
    None
    03.00%
    N/A
    $10
    $75
    19.24%
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: N/A
  • Special Notes: Must be a part-time or full-time student attending an accredited two-year or four-year college or university. Must also be at least 18 years of age and a U.S. citizen or permanent resident of the U.S. and earn a minimum of $200 in monthly income after rent, tuition, utility, and food expenses are paid. No co-signer needed. Transaction fee for Cash Equivalents: 3% of each such cash advance (minimum $10). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds.

Bank of America® World MasterCard® with WorldPoints®

PO Box 15020 Wilmington, DE 19850

  • Card issued by : FIA Card Services, N.A. for Bank of America
  • Card Type : MasterCard
  • Card Class : Classic/Standard
  • Card Category : Reward Points
  • Margin Index : Prime + 8.74 -16.74%
  • Purchase APR : 11.99% - 19.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $0 depending on balance
  • Late Payment Fee : $15 - $39 (None for signature accounts) depending on balance
  • Penalty/Default APR : 27.24% V
  • Penalty/Default Trigger :
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    12 months
    N/A
    03.00%
    N/A
    $10
    None
    24.24% V
    N/A
    N/A
    N/A
    03.00%
    $10
    None
  • Rebate Description: Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • Special Notes:

Bank of Smithtown BucksBack Platinum Edition Visa

One East Main Street Smithtown, NY 11787

  • Card issued by : Bank of Smithtown
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index :
  • Purchase APR : 12.99-15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $35 depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : Failing to make a min. payment to any creditor when due; exceeding the credit limit; or making a payment that is dishonored for any reason.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    0%
    6 Months
    20 Days
    N/A
    N/A
    N/A
    N/A
    None
    None
    N/A
    None
    N/A
    None
    None
    20.24%
    N/A
    None
    N/A
    3%
    $15
    None
  • Rebate Description: Earn 1 reward point for every $1 in purchases with the freedom. Earn 1,000 bonus points the first time you use your card. Annual point cap of 75,000 points and 5 year point expiration. Qualifying Credit Card Transactions does not incl. cash advances, balance transfers, convenience checks, fees of any kind, and other non-purchase transactions, or any transactions made at a time when the account is not in good standing.
  • Special Notes:

Bank of Smithtown Maximum Rewards Platinum Edition Visa

One East Main Street Smithtown, NY 11787

  • Card issued by : Bank of Smithtown
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Student
  • Margin Index : Prime +
  • Purchase APR : 12.99-15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : None
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $39 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Failing to make a min. payment to any creditor when due; exceeding the credit limit; or making a payment that is dishonored for any reason.
  • Maximum Default APR :29.99%
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    None
    N/A
    None
    None
    N/A
    None
    None
    20.24%
    N/A
    None
    N/A
    3%
    $15.00
    None
  • Rebate Description: N/A
  • Special Notes: Able to put your favorite photo on the credit card. Chance to receive discounts with regular use.

Bank of Smithtown Platinum Edition® Visa

One East Main Street Smithtown, NY 11787

  • Card issued by : Bank of Smithtown
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index :
  • Purchase APR : 8.99-15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $35 depending on balance
  • Penalty/Default APR : 29.99%
  • Penalty/Default Trigger : APRs (incl. Intro Rates) may increase to a Penalty Rate due to failing to make a min. payment any creditor when due, exceeding the credit limit, or making a payment that is dishonored.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    0%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A
    0%
    6 months
    None
    None
    N/A
    None
    None
    20.24%
    N/A
    None
    N/A
    3%
    $15
    None
  • Rebate Description: N/A
  • Special Notes: Year-End Summary upon request. Travel Assistance & Travel Discounts available

Barnes & Noble MasterCard®

  • Card issued by : Barclays Bank Delaware
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 7.49 - 12.99%
  • Purchase APR : 11.49 - 16.99
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $15 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 27.99 V
  • Penalty/Default Trigger : If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit card line.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 Days
    N/A
    N/A
    N/A
    N/A
    00.00%
    6 months
    None
    03.00%
    N/A
    $5.00
    $50.00 (intro only)
    19.99 V
    N/A
    None
    N/A
    03.00%
    $10.00
    None
  • Rebate Description: 5% rebate, reflected as a credit on your credit card statement, on net purchases using your Barnes & Noble MasterCard at any Barnes & Noble, B. Dalton, Bookstop, Bookstar, Doubleday, Ink Newsstand, and Charlesbank stores ("Barnes & Noble Stores") or online at www.bn.com. Rebates will not apply to purchases of discounted Barnes & Noble Gift Cards. Cardmembers will be awarded one Reward Point for every $1 in net purchases using your Barnes & Noble MasterCard at any location other than Barnes & Noble Stores or online at www.bn.com. Every time you accumulate 2,500 points, you will receive a $25 Barnes & Noble Gift Card following the next billing statement. Gift Cards are valid only towards purchases at Barnes & Noble stores or online at www.bn.com. As a one-time bonus, you will receive a $25 Gift Card following the first use of your Barnes & Noble MasterCard. The following transactions are excluded from "Purchases" and do not earn Reward Points: convenience checks, balance transfers, cash advances and credit card fees.
  • Special Notes: Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum.

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

555 California Street San Francisco, CA 94104

  • Card issued by : FIA Card Services, NA. for Bank of America
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Airline/Travel Rewards
  • Margin Index : N/A
  • Purchase APR : 09.90 - 15.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $15 - $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 29.99% F
  • Penalty/Default Trigger : Each time your minimum payment is late (i.e., not received by 5 p.m., ET, on its Payment Due Date), or the account balance is over the credit limit.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    12 months
    None
    03.00%
    N/A
    $10
    None
    19.99% F
    N/A
    None
    N/A
    03.00%
    $10
    None
  • Rebate Description: Earn Points for Free Bass Pro Shops merchandise. Earn 4% on every net retail purchase of Bass Pro Shops branded merchandise. Earn 2% on net retail purchases made in Bass Pro Shops retail stores, catalogs or at basspro.com.merchandise. Earn 1% on net retail purchases. Free $25 Gift Card after qualifying use(s) of your new account. Help Conservation Efforts - With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you.
  • Special Notes: Transaction fee for the purchase of wire transfers from a non-financial institution: 3% of each such transaction (minimum $10).

BB&T Visa® Platinum Card

200 West 2 Street Winston-Salem, NC 27101

  • Card issued by : BB&T
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Intro Rate
  • Margin Index : Prime + 03.90%
  • Purchase APR : 08.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $35.00 depending on balance
  • Late Payment Fee : $35.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Within a 6 mo. period: making payment late, but within 30 days of the due date twice, or making payment more than 30 days after the due date once, will increase all APRs incl. existing balances.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 2.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    01.90% Fixed
    6 months
    25 days
    N/A
    N/A
    N/A
    N/A
    00.00% Fixed
    6 months
    none
    None
    N/A
    None
    None
    15.90%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: Optional BB&T TravelPoints available for an annual fee of $29. $19 with a qualified checking package. Membership fee is waived the 1st year. Earn 1 point for every $1 charged. Earn 1,500 bonus points when you enroll. No blackout dates. Fly any U.S. based airline. 15,000 points: $200 voucher for Hertz car rental. 20,000 points: $250 Marriott Cheque valid at Marriott Hotels & Resorts, Courtyards, or Residence Inns worldwide. 25,000 points: a round-trip ticket to anywhere in the contiguous 48 states. 60,000 points: a round-trip ticket to Alaska, Hawaii, Mexico, Canada, or the Caribbean. 85,000 points: a round-trip ticket to Europe or Russia. 100,000 points: a round-trip ticket to Asia or the South Pacific. Cardholders may also choose to participate in the Visa Extras Program.
  • Special Notes: Preferred Pricing: No annual fee.

Beneficial Mutual Savings Bank Visa Platinum

1200 Chestnut Street Philadelphia, PA 19107

  • Card issued by : Beneficial Mutual Savings Bank
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Regular
  • Margin Index :
  • Purchase APR : 7.99-21.99%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $39.00 depending on balance
  • Penalty/Default APR : 24.99%
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    N/A
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A
    00.00%
    6 Months
    None
    Unknown
    N/A
    Unknown
    Unknown
    21.99%
    N/A
    None
    N/A
    3.00%
    $10.00
    None
  • Rebate Description: N/A
  • Special Notes: None

Bethpage FCU Visa Classic

899 South Oyster Bay Road Bethpage, NY 11714

  • Card issued by : Bethpage FCU
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Low Interest,Regular
  • Margin Index : Prime + 01.90 - 09.90%
  • Purchase APR : 06.90 - 14.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $10.00 depending on balance
  • Late Payment Fee : $15.00 depending on balance
  • Penalty/Default APR : 16.90%
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 2%
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A
    None
    N/A
    None
    None
    N/A
    None
    None
    06.90- 14.90%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: N/A
  • Special Notes: Must be a member to apply. Must live, work, worship or go to school in Nassau county or Suffolk county, (with the exception of the townships of East Hampton, Southampton, and Shelter Island), or have a member of your immediate family that is a member, in order to join.

Bethpage FCU Visa Platinum

899 South Oyster Bay Road Bethpage, NY 11714

  • Card issued by : Bethpage FCU
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Interest,Regular
  • Margin Index : Prime + 01.90 - 9.90%
  • Purchase APR : 06.90- 14.90%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : $35,000.00
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $15.00 depending on balance
  • Late Payment Fee : $10.00 depending on balance
  • Penalty/Default APR : 16.90%
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : Unknown
  • States Available in : NY
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A
    None
    N/A
    None
    None
    N/A
    None
    None
    06.90 - 14.90%
    N/A
    None
    N/A
    3.00%
    $5.00
    None
  • Rebate Description: N/A
  • Special Notes: Must be a member to apply. Must live, work, worship or go to school in Nassau county or Suffolk county, (with the exception of the townships of East Hampton, Southampton, and Shelter Island), or have a member of your immediate family that is a member, in order to join.

Blue for Business®

C/O New Accounts PO Box 31514 Salt Lake City, UT 8413

  • Card issued by : American Express
  • Card Type : AmEx
  • Card Class : Classic/Standard
  • Card Category : Business
  • Margin Index : Prime + 02.99 - 09.99
  • Purchase APR : 07.99 - 14.99% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $35 depending on balance
  • Late Payment Fee : $19-$38 depending on amount depending on balance
  • Penalty/Default APR : 21.99%
  • Penalty/Default Trigger : If a payment of the Minimum Amount Due is not credited to your account by the Payment Due Date in any two billing periods, or seriously in default if (a) a payment of your Minimum Amount Due is not credited to your account by the Payment Due Date in any three or more billing periods, (b) a payment of your Minimum Amount Due is not credited to your account by the Payment Due Date in any two consecutive billing periods, (c) a payment on your account is not honored by your bank or financial institution, or (d) you exceed any designated credit limit on your account three or more times.
  • Maximum Default APR :26.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 01.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    00.00%
    15 months
    25 days
    N/A
    N/A
    N/A
    N/A
    07.99% Fixed
    6 months
    None
    00.00%
    N/A
    N/A
    N/A
    19.99%
    N/A
    None
    N/A
    03.00%
    $5
    None
  • Rebate Description:
  • Special Notes: The standard purchase APR will be the Prime Rate + 2.99% - 9.99% Spread - your actual rate will depend on your credit rating and application review. A fixed APR of 4.99% for the life of balance, for balance transfers made during the first 45 days of membership.

Blue Sky from American Express®

40 Wall Street New York, NY 10005

  • Card issued by : American Express
  • Card Type : AmEx
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 07.99 -13.99
  • Purchase APR : 11.99% - 17.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $35 depending on balance
  • Late Payment Fee : $19 - $38 depending on the balance depending on balance
  • Penalty/Default APR : 18.99%
  • Penalty/Default Trigger : Min. not timely paid once, seriously default if min. not timely paid twice or more, account overlimit over three times, or payment is returned by your financial institution, in any portion of the 12-mo. period ending with the Closing Date of the current billing period.
  • Maximum Default APR :27.99%
  • Universal Default Clause : No
  • Foreign Currency Fee : 02.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    00.00%
    Up to 12 months
    20 days
    N/A
    N/A
    N/A
    N/A
    02.99%
    12 months
    None
    03.00%
    N/A
    $5
    $99
    21.99%
    N/A
    None
    N/A
    03.00%
    $5
    None
  • Rebate Description: Earn points on everything you buy with the Card. Redeem points for savings-up to $100 off for every 7,500 points. Use the points for any airline, any hotel, any cruise or any car rental - no blackout dates, advance purchase requirements, hotel room restrictions, or travel restrictions.
  • Special Notes: Dishonored Check Fee: $38. Wire Transfer Fee: $15. Stop Payment Order Fee: $29. Statement Copy Fee: $5. Applicable Balance Transfer fees will apply to balances transferred after the introductory offer.

Borders 3-2-1 Platinum Visa Card

1111 Polaris Parkway Columbus, OH 43240

  • Card issued by : JP Morgan and Chase
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 6.99 - 14.99%
  • Purchase APR : 10.99- 18.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : Up to 27.99%
  • Penalty/Default Trigger : Not receiving, for any payment owed on the card or any other account with Chase, at least the minimum payment due by the date and time due, exceeding the credit line on the card, or making payment not honored by your bank.
  • Maximum Default APR :28.99%
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0%
    6 months
    none
    3%
    N/A
    $5
    $99
    19.99 - 23.99%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: Earn 1,000 points and receive a $20 Borders gift card after your first purchase. You can also choose cash or from a variety of gift cards for hotels, restaurants, rental cars, home improvement centers and more. Ability to use your points for travel on most major airlines. No limit on the number of points that you can earn. Earn 3 points for every $1 spent at Borders, Borders Express, Borders Outlet, Waldenbooks, and Brentanos store locations, Borders.com and Waldenbooks.com. Earn 2 points for every $1 spent at retail establishments that classify their merchant location for Visa/MasterCard as Gas, Grocery, and Dining. Earn 1 point for every 1 dollar spent on all other net purchases. You do not earn points on balance transfers, cash advances, any checks that are used to access the account, overdraft protection advances, travelers checks, finance charges, unauthorized or fraudulent charges, or fees of any kind.
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

BP Visa® card

PO Box 29620 Phoenix, AZ 85038

  • Card issued by : Chase Bank, USA NA
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Reward Points
  • Margin Index : Prime + 08.99 - 15.99%
  • Purchase APR : 13.99 - 20.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $15-$39 depending on the balance depending on balance
  • Penalty/Default APR : 28.99%
  • Penalty/Default Trigger : Late twice in any six month period.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    0%
    6 months
    None
    3%
    N/A
    $5
    $99
    20.99 - 24.99%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: Earn a 5% rebate on every $1 of net purchases made at BP locations. You will earn a 2% rebate on every $1 of net purchases made at retail establishments that classify their merchant location for Visa/MasterCard as Dining (excluding retail establishments classified as Fast Food Restaurants), Airline, Auto Rental, or Lodging and a 1% rebate on every $1 of all other net purchases (excluding purchases made at merchants where non-BP or non-Amoco fuel is sold. These purchases do not earn rebates.) You do not earn rebates on balance transfers, cash advances, any checks that are used to access your account, overdraft advances, travelers checks, interest, unauthorized or fraudulent charges, or fees of any kind. There is no maximum number of rebates that you can accumulate in the program.
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

British Airways Visa® Signature Card

PO Box 8600 Wilmington, DE 19886

  • Card issued by : JP Morgan and Chase
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Airline/Travel Rewards
  • Margin Index : Prime + 8.99%
  • Purchase APR : 13.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $5,000.00
  • Maximum Credit Limit : N/A
  • Annual Fee : $75.00
  • Over-the-Limit Fee : None for Signature; $39.00 for Platinum depending on balance
  • Late Payment Fee : $15 - $39 depending on the acct balance on the fee assessment date. depending on balance
  • Penalty/Default APR : 28.99%
  • Penalty/Default Trigger : Not receiving, for any payment owed on the card or any other account with Chase, at least the minimum payment due by the date and time due, exceeding the credit line on the card, or making payment not honored by your bank.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    None
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    None
    N/A
    None
    3%
    N/A
    $5
    $99
    20.99%
    N/A
    None
    N/A
    3%
    $10
    None
  • Rebate Description: Receive 20,000 bonus BA Miles with your first purchase or balance transfer. Earn 2 BA Miles for every $1 spent in purchases at British Airways. Earn 1 BA Mile for every $1 spent on all other purchases. Receive a complimentary companion ticket. Cash advances, convenience checks, and transferred balances do not earn BA Miles. BA Miles are not earned on fees for products that protect or insure the balances of the account. BA Miles cannot be earned or redeemed on American Airlines? transatlantic flights.
  • Special Notes: The minimum gross annual income required for an account is $14,400. You must be at least 18 years old to qualify (19 in AL and NE).

Bryn Mawr Trust Co Visa Classic

801 Lancaster Ave Bryn Mawr, PA 19010

  • Card issued by : Bryn Mawr Trust Co
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Low Rate
  • Margin Index : N/A
  • Purchase APR : 09.90%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $39.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause :
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    09.90%
    N/A
    None
    N/A
    3.00%
    $10.00
    $75.00
  • Rebate Description: N/A
  • Special Notes: None

Bryn Mawr Trust Co Visa Platinum

801 Lancaster Ave Bryn Mawr, PA 19010

  • Card issued by : Bryn Mawr Trust Co
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category : Low Rate
  • Margin Index : N/A
  • Purchase APR : 09.90%
  • Finance Calculation Method : Unknown
  • Minimum Credit Limit : N/A
  • Maximum Credit Limit : N/A
  • Annual Fee : $0.00
  • Over-the-Limit Fee : $39.00 depending on balance
  • Late Payment Fee : $39.00 depending on balance
  • Penalty/Default APR : Unknown
  • Penalty/Default Trigger : Unknown
  • Maximum Default APR :None
  • Universal Default Clause : Unknown
  • Foreign Currency Fee : Unknown
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    Unknown
    Unknown
    25 days
    N/A
    N/A
    N/A
    N/A
    Unknown
    Unknown
    None
    Unknown
    N/A
    Unknown
    Unknown
    09.90%
    N/A
    None
    N/A
    3.00%
    $10.00
    $75.00
  • Rebate Description: N/A
  • Special Notes: None

BucksBack(SM) Platinum Edition® Visa Card®

1 First National Cir Omaha, NE 68102

  • Card issued by : First National Bank of Omaha
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Cash Back
  • Margin Index : N/A
  • Purchase APR : 13.99%-17.99%
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $35-$39 depending on balance
  • Penalty/Default APR : Up to 28.99%
  • Penalty/Default Trigger : Failing to make a min. payment when due; exceeding the credit limit; or making a payment that is dishonored for any reason.
  • Maximum Default APR :28.99%
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    0.00%
    6 months
    20 days
    N/A
    N/A
    N/A
    N/A
    N/A
    N/A
    None
    03.00%
    N/A
    $10
    None
    19.99%
    N/A
    None
    N/A
    03.00%
    $15
    None
  • Rebate Description:
  • Special Notes:

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Last Updated: March 31, 2009 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.