Excellent - credit scores are in the 730-850 range (with 850 being perfect!). Consumers with excellent credit qualify for super-prime cards, which means they qualify for the best rates and features on credit cards.
Good - credit scores are in the 700-730 range. If you have good credit, you'll probably qualify for prime credit cards, which means you'll get interest rates just below the national average.
Fair - credit scores are in the 675-700 range. With fair credit, you'll qualify for near-prime cards. This means you'll probably qualify for cards with average interest rates and limited rebate programs.
Bad - credit scores are generally below 675. Consumers with bad credit have limited options and usually can only qualify for subprime credit cards. These cards have high interest rates and some are even secured cards.