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Added July 30, 2010 from: Mike Killian
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Answered By Mike Killian:
If you are simply asking for a card with low interest you can go to CardRatings.com and there is an option to search for that criterion. But I suspect your question is about what card can you get with a score of 696, and that is far more difficult to answer.

The days of easy credit are gone and even folks with credit scores above 750 are feeling an increase in interest rate. This also brings up another question. What are you considering as low interest?

Interest rates today are normally prime interest which is currently 3.25 plus some amount charged by the institution. Better rates today will be prime plus about 6 or 7%. But these rates are usually reserved for those with above average credit worthiness. Cards are available with credit scores below 700 but unfortunately with such tight credit these days, the interest rate will probably be a little higher.

1 Responses to "My credit score is 696. What is a credit card with low interest?"
  1. andrew mitchell March 17, 2014 at 9:55 pm

    join a credit union, they are the easiest way to get lowest interest rate available without requiring excellent credit ratings of 750 credit scores.


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