IberiaBank Credit Cards

By updated on July 28, 2014

The Iberiabank card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

See why the financially savvy seek out top credit cards from Iberiabank.  With more than 100 years of history standing behind it, Iberia Bank offers credit cards for the discerning individual. Its credit card offers generally feature low interest rates, low fees, enhanced features and even cash rewards. Read more about whether you are eligible for one of these top credit cards for people with excellent credit.

Who is Iberia Bank?

If you live in Alabama, Arkansas, Florida, Louisiana, Tennessee or Texas, you may already be familiar with Iberia Bank. In business for more than 124 years, Iberia Bank provides an array of financial services to individuals and businesses. The bank offers four different credit cards, each designed to meet different needs. If you are looking for the best credit card, be sure to check out Iberia Bank's credit cards. Iberia has a reputation for offering some of the lowest credit card interest rates and lowest fees to their customers. And you don't have to live in the Deep South to enjoy their benefits.

What sets Iberia Bank apart from other credit card companies?

In addition to offering low interest rates and low fees, IberiaBank offers some credit cards with rewards programs and other benefits such as travel accident insurance, roadside assistance and travel emergency services.

  • Visa Classic. If you tend to carry a balance from month to month or want to pay off your credit card debt, a low interest card would be best. The Iberiabank Visa Classic, a low interest credit card, charges just 1.99 percent introductory APR for the first six months on balance transfers, followed by a low variable rate currently at 7.25 percent, 10.25 percent or 13.25 percent depending on your credit qualifications. This card has no annual fee.
  • Visa Platinum. If you are likely to pay off your credit card bill each month, then you should be looking for the best rewards credit card. The Iberiabank Visa Platinum pays you one point per dollar spent on qualifying purchases and earn 5,000 bonus points with your first purchase. While some rewards credit cards charge much higher interest rates, this Iberiabank credit card has a variable interest rate of 9.25 percent, 12.25 percent or 15.25 percent APR depending on your credit qualifications.
  • Select Visa. If you plan to make a big expenditure in the next few months, you may want to apply for the Iberiabank Select Visa credit card, which charges as little as zero percent or 7.50 percent introductory APR for the first 12 months on purchases. After that, you'll pay a variable rate currently at 7.5 percent, 9.5 percent or 11.5 percent APR on purchases, depending on your credit score. The annual fee is $35.
  • Visa Gold. If you would like to earn points to use toward other purchases Iberiabank's Visa Gold credit card pays you one point per dollar in qualifying purchases and you can also earn 5,000 bonus points with your first purchase. You will pay just 9.25 percent, 12.25 percent or 15.25 percent variable APR, depending on your credit qualifications. If you want to transfer a balance to this credit card, the balance transfer fee is 2 percent of the total transferred amount and you will pay 1.99 percent introductory APR for the first six months. After that your assigned purchase rate will apply. There is no annual fee.

Can I apply for a credit card from Iberia Bank?

You don't need to live in the deep south to have an Iberia Bank credit card, but you should have a great credit history. The bank advises on its website that excellent credit is required for one of its credit cards. In addition, credit card applications may require three forms of supporting documentation:

  1. Six months employment history with current employer
  2. Verification of income, identity and credit status
  3. Proof of income from any co-applicants

Where do I find the Iberia Bank credit card application?

Applying for an Iberiabank credit card can be done from the comfort of your own home. Iberiabank credit card applications are available online and may be accessed 24/7. Before you apply for a credit card, make sure you do your research. Iberiabank offers several cards and each has its own perks and advantages. Make sure you understand the credit card interest rates, fees and limits. Checking out credit card reviews is a good way to start your search for the best credit cards.

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Iberiabank Visa® Gold

Editor's Rating

  • Earn rewards on all qualifying purchases while enjoying one of the lowest rates in the country on purchases and balance transfers.
Apply Now Credit Needed Excellent
X

Purchase Intro

APR: None

Purchase APR

9.25%, 12.25% or 15.25% Variable Purchase APR

Balance Transfer Intro APR

1.99% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

6 billing cycles

Annual Fee

None 

Iberiabank Visa® Classic

Editor's Rating

  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) based on the creditworthiness. This APR will vary with the market based on the Prime Rate.Great Balance Transfer Card.
Apply Now Credit Needed Excellent
X

Purchase Intro

APR: None

Purchase APR

7.25%, 10.25% or 13.25% Variable Purchase APR

Balance Transfer Intro APR

1.99% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

6 billing cycles

Annual Fee

None 

Iberiabank Visa® Select

Editor's Rating

  • 0% or 7.50% introductory APR on Purchases for 12 months from the account open date. This rate will be based on your creditworthiness. After that, your APR will be 7.50%, 9.50% or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Apply Now Credit Needed Excellent
X

Purchase Intro

APR: 0% or 7.50% After that your assigned purchase rate will apply.

Period: 12 months

Purchase APR

7.50%, 9.50%, or 11.50% Variable Purchase APR

Balance Transfer Intro APR

1.99% or 7.50% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

12 billing cycles

Annual Fee

$35 

Iberiabank Visa® Platinum

Editor's Rating

  • No annual membership fee
  • Low variable Purchase APR of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 0% Introductory APR on purchases for twelve months from your account open date. After twelve months, your APR will be the same as your assigned purchase APR, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Apply Now Credit Needed Excellent
X

Purchase Intro

APR: 0% Intro APR on Purchases

Period: for 12 months, After that your assigned purchase rate will apply.

Purchase APR

9.25%, 12.25% or 15.25% Variable Purchase APR

Balance Transfer Intro APR

1.99% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

for 6 billing cycles

Annual Fee

None