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Citibank Credit Card Offers

By Curtis Arnold Editor-in-chief, updated on May 29, 2015

The card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

Citi credit card holders are generally people with good to excellent credit. There are Citi credit card offers for small business owners, students, cards geared for travelers and for people who want to pay off their credit card debt by using a zero percent introductory APR balance transfer card.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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Citi<sup>®</sup> Double Cash Card
About Our Ratings

Citi® Double Cash Card

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
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Purchase Intro APR: 0%
Period: 15 months on Purchases*
Purchase APR 12.99% - 22.99%* Variable
Balance Transfer Intro APR 0%
Balance Transfer Intro Period 15 months on Balance Transfers*
Annual Fee $0*
APPLY NOW Credit Needed Excellent
Citi Simplicity<sup>®</sup> Card
About Our Ratings

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
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Purchase Intro APR: 0%*
Period: 21 months on Purchases*
Purchase APR 12.99 - 22.99% Variable
Balance Transfer Intro APR 0%*
Balance Transfer Intro Period 21 months on Balance Transfers*
Annual Fee $0*
APPLY NOW Credit Needed Excellent
Citi ThankYou<sup>®</sup> Premier Card
About Our Ratings

Citi ThankYou® Premier Card

  • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
  • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
  • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
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Purchase Intro APR: N/A
Purchase APR 13.99% - 22.99%* (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $95; fee waived for the first 12 months*
APPLY NOW Credit Needed Excellent
Citi ThankYou<sup>®</sup> Preferred Card for College Students
About Our Ratings

Citi ThankYou® Preferred Card for College Students

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
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Purchase Intro APR: 0%*
Period: 7 months on Purchases*
Purchase APR 13.99% - 23.99%* (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0*
APPLY NOW Credit Needed Good
Citi Prestige<sup>®</sup> Card
About Our Ratings

Citi Prestige® Card

  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
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Purchase Intro APR: N/A
Purchase APR 15.24%* (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $450
APPLY NOW Credit Needed Excellent
Citi<sup>®</sup> Diamond Preferred<sup>®</sup> Card
About Our Ratings

Citi® Diamond Preferred® Card

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
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Purchase Intro APR: 0%*
Period: 21 months on Purchases*
Purchase APR 11.99% - 21.99%* Variable
Balance Transfer Intro APR 0%*
Balance Transfer Intro Period 21 months on Balance Transfers*
Annual Fee $0*
APPLY NOW Credit Needed Excellent
AT&T Access More Card from Citi
About Our Ratings

AT&T Access More Card from Citi

  • Exclusive New Phone Offer*
  • 3 ThankYou Points for every $1 you spend on purchases made online at retail and travel websites*
  • 3 ThankYou Points for every $1 you spend on products and services purchased directly from AT&T*
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Purchase Intro APR: N/A
Purchase APR 14.99% - 22.99%* (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $95
APPLY NOW Credit Needed Excellent
Citi ThankYou<sup>®</sup> Preferred Card - Earn 20,000 Bonus Points
About Our Ratings

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening -- redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
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Purchase Intro APR: 0%*
Period: 12 months on Purchases
Purchase APR 12.99% - 22.99%* (Variable) 
Balance Transfer Intro APR 0%*
Balance Transfer Intro Period 12 months on Balance Transfers
Annual Fee $0*
APPLY NOW Credit Needed Excellent
Citi<sup>®</sup> Hilton HHonors<sup>™</sup> Visa Signature<sup>®</sup> Card
About Our Ratings

Citi® Hilton HHonors Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
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Purchase Intro APR: N/A
Purchase APR 15.24% - 19.24%* Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee None
APPLY NOW Credit Needed Excellent
Citi<sup>®</sup> Hilton HHonors<sup>™</sup> Reserve Card
About Our Ratings

Citi® Hilton HHonors Reserve Card

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
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Purchase Intro APR: N/A
Purchase APR 15.24% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $95
APPLY NOW Credit Needed Excellent
Credit Card Database

More about Citibank Credit Card Offers

  • Which Citibank card fits your needs?
  • Citi ThankYou Rewards Card?
  • Citi Cash Back Program?
  • Small business cards?

Which Citi credit card fits your needs primarily depends on your credit history and how you plan on using the card. Business owners might think about applying for a business credit card, since they are tailored for small business owners. Students should look at student credit cards. People who travel a lot, or use credit cards often, may be interested in checking out the company's rewards and airline credit cards. Citi credit cards also come with such services as automatic bill pay, car rental insurance and travel and emergency assistance.

Credit card companies have learned that one way to encourage you to use a credit card more frequently is to offer rewards tied to your spending patterns. Rewards credit cards sometimes carry a higher interest rate or higher fees than other credit cards. They are generally geared to people with good or excellent credit.

A rewards credit card works best if you intend to pay off your credit card balance in full each month, so think about how much you can charge each month and still pay your bill. When comparing rewards credit cards, check to see how quickly you can earn rewards, whether there are limits to the rewards you can earn and whether you must use or lose your rewards within a certain time frame.

Citi offers a variety of rewards credit cards, including some co-branded with hotels and airlines. 

There is a Citi credit card which offers cash back on every eligible purchase you make through its cash back credit card program. Cash rewards can be redeemed by check, statement credit, gift card or as a credit in a linked Citi savings or checking account.

If you own a business, a business credit card may help you with your cash flow and since your business expenses can be tracked with a year-end statement this may help with your bookkeeping.

If you have decided a Citi credit card is what you are looking for, take a look at the credit card offers on this page and you may find one that meets your credit needs.