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American Express

The card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers

The American Express company has long been synonymous with quality and trustworthiness. The world's largest credit card company in terms of purchase volume, American Express has grown from offering just one charge card that had to be paid in full each month to an array of credit and charge cards to meet varying financial needs. American Express offers credit cards with flexible payment options as well as those that require payment in full at each statement. There are AmEx credit and charge cards for individuals, small businesses and corporations.

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Blue Cash Preferred<sup>®</sup> Card from American Express
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Blue Cash Preferred® Card from American Express

  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
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Promotional Offer Get one year of Amazon Prime plus $100 back
after you make $1,000 in purchases with your new Card in the first three months. You will receive $100 back in the form of a statement credit.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $75
APPLY NOW Credit Needed Excellent
SimplyCash<sup>®</sup> Business Card from American Express
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SimplyCash® Business Card from American Express

  • With no annual membership fee, it's a smart choice for your business
  • Reinvest in your business with automatic cash back
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
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Promotional Offer Limited Time Offer: You can get a $250 statement credit
after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015
Purchase APR 12.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
The Amex EveryDay<sup>SM</sup> Credit Card from American Express
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The Amex EveryDaySM Credit Card from American Express

  • Get One Year of Amazon Prime plus 10,000 Membership Rewards® points after you make $1,000 in purchases with your new Card in the first three months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
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Promotional Offer Get One Year of Amazon Prime plus 10,000 Membership Rewards® points
after you make $1,000 in purchases with your new Card in the first three months.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
The Amex EveryDay<sup>SM</sup> Preferred Credit Card from American Express
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The Amex EveryDaySM Preferred Credit Card from American Express

  • Get One Year of Amazon Prime plus 15,000 Membership Rewards® points after you make $1,000 in purchases with your new Card in the first three months.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
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Promotional Offer Get One Year of Amazon Prime plus 15,000 Membership Rewards® points
after you make $1,000 in purchases with your new Card in the first three months.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $95
APPLY NOW Credit Needed Excellent
The Business Gold Rewards Card from American Express OPEN
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The Business Gold Rewards Card from American Express OPEN

  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Built with business-sized purchasing power and fast rewards
  • Terms and limitations apply
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Promotional Offer Get 25,000 Membership Rewards® points
after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
Purchase APR N/A 
Annual Fee $0 introductory annual fee for the first year, then $175
APPLY NOW Credit Needed Good
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express
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Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
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Promotional Offer Earn 30,000 bonus miles
after you use your new Card to make $1,000 in purchases within your first 3 months.
Purchase APR 15.24% - 19.24% Variable
Annual Fee $0 intro annual fee for the first year, then $95
APPLY NOW Credit Needed Excellent
The Blue for Business<sup>®</sup> Credit Card from American Express
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The Blue for Business® Credit Card from American Express

  • Earn a 30% annual Relationship Bonus -- without an annual membership fee. Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
  • No annual fee for Additional Cards for Employees. Get a low introductory APR on purchases for 9 months. Use points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment.
  • Terms & Restrictions Apply
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Promotional Offer Get 10,000 Membership Rewards® points
after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
Purchase APR 11.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
The Plum Card<sup>®</sup> from American Express OPEN
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The Plum Card® from American Express OPEN

  • Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
  • No Foreign Transaction Fees.
  • Pay no annual Membership fee for your first year.
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Promotional Offer N/A
Purchase APR N/A 
Annual Fee $0 introductory annual fee your first year, then $250.
APPLY NOW Credit Needed Good
The Business Platinum Card<sup>®</sup> from American Express OPEN
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The Business Platinum Card® from American Express OPEN

  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • 20% Travel Bonus when using Membership Rewards® Pay with Points
  • Terms & Restrictions Apply
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Promotional Offer Welcome Offer: Get 40,000 Membership Rewards® points
after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Purchase APR N/A 
Annual Fee $450
APPLY NOW Credit Needed Good
Blue Cash Everyday<sup>®</sup> Card from American Express
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Blue Cash Everyday® Card from American Express

  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
See More
Promotional Offer Get one year of Amazon Prime plus $50 back
after you make $1,000 in purchases with your new Card in the first three months. You will receive $50 back in the form of a statement credit.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
TrueEarnings<sup>®</sup> Card from Costco and American Express
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TrueEarnings® Card from Costco and American Express

  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
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Promotional Offer
Purchase APR 15.24% variable
Annual Fee No Annual Fee with your paid Costco Membership
APPLY NOW Credit Needed Excellent
American Express<sup>®</sup> Premier Rewards Gold Card
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American Express® Premier Rewards Gold Card

  • Earn 25,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases.
  • You can transfer points to over 20 frequent traveler programs or use points for gift cards at popular stores.
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Promotional Offer Earn 25,000 Membership Rewards® points
after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Purchase APR N/A [You must pay your balance in full each month] 
Annual Fee Introductory annual fee of $0 for the first year, then $175
APPLY NOW Credit Needed Excellent
Credit Card Database

More about American Express

  • Who is American Express?
  • Who can get it?
  • What cards does American Express offer?
  • Which is right for me?

Known for top-notch customer service and generous rewards for loyal customers, American Express has an excellent reputation among credit card companies. American Express offers cards for personal, business, and corporate use, as well as prepaid cards. The company also offers cards meant for those who want to earn airline miles, hotel stays, and other perks that come from using their card on a regular basis.

Get the best of the best with American Express. American Express offers credit cards for those with excellent credit. The world's largest card issuer by purchase volume, American Express has a reputation for quality service and loyal customers.

American Express requires an excellent credit or very good history and high credit score in order to qualify for any of their cards. American Express is one of the few credit card companies that limits its offerings to credit and charge cards for excellent credit. If you are not sure of your credit score, be sure to check your credit report before you apply. You may have to work to improve your credit score before you are eligible for an American Express card. 

Though some American Express cards require the balance to be paid in full each month, there are cards available that offer flexible payment schedules, such as the Blue series. American Express offers a wide variety of cards and customer service representatives who can help you choose the right one for your needs.

American Express offers a wide variety of credit cards, which allow you to carry a revolving balance, and charge cards, which must be repaid in full each month, to suit any lifestyle.  Typically you can get a high credit limit on a charge card, but you must be able to pay off any charges within about 30 days. Think about how you will use your credit card before you decide which type of card is right for you.

Personal credit cards are available with a variety of credit limits and rewards programs. Business cards with flexible credit terms can make life easier for small business owners, while corporate card programs can handle the credit needs of even the largest companies. Prepaid cards through American Express are an excellent option for teens who want a jumpstart learning to manage finances.

Take your time in examining each card available to you before making a final choice. Since American Express requires excellent credit, check your credit report before applying.

To determine which American Express card is perfect for your wallet, consider what you need most in a credit card or charge card. Are you looking for flexible payments? Do you need a very low interest rate? Are you looking for a card that offers a high credit limit, so you never have to wonder what your balance is? American Express partners with choice airlines and hotels in order to bring you even more perks while traveling.  Think about your priorities and what will work best for your needs.

  • Travel credit card and charge cards. If you are interested most in a travel charge card, you may want to consider the American Express Premier Rewards Gold Card.
  • Co-branded credit cards. Some American Express credit cards are co-branded with hotel chains and airlines such as Starwood and Delta. If you typically use one particular company for travel, you may want to explore the rewards programs of these cards to see if you can accumulate rewards more quickly.
  • Business credit and charge cards. American Express also offers a business card to help manage cash flow and earn cash back rewards.
  • Cash back credit cards. If you are not a frequent traveler, you may be more interested in one of the cash back credit cards that American Express offers. These credit cards do not require quarterly enrollment to earn rewards because you can earn the same reward categories year-round. Terms and limitations apply.

Terms and restrictions apply.

If you think you are ready for an American Express credit card, browse the offers on this page to see if one meets your needs.

About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

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