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Added August 10, 2010 from: Mike Killian
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 Mike Killian
Answered By Mike Killian: Personally I do not like a card with an annual fee; however, that does not necessarily negate them all. If what you want in a card is only available with an annual fee, then you may not mind paying the fee.

You also asked about cards with no annual fees. That is a tougher question, as there are scads of cards with no annual fee. What you need to do first is determine what you want in a card, and answer the question of how you will use it.

Are you a student seeking cash back for gas and food? Do you have established credit, good payment history and are you seeking reward miles? Once you can answer some of those questions, then you can search for a selection of cards that match your important criteria. From those, you can further narrow your choices based upon such things as annual fees.

This question is about:  Credit Card Rates / Fees
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