Managing Editor Robert Long takes the opposing viewpoint, arguing that most Americans fail to leverage credit card points and rewards. In most households, Long suggests, debit cards clearly provide more value for money with significantly less risk to savings. Long shoots down arguments that debit cards are less secure or less convenient than debit cards by relating stories of hotel and car rental bookings processed just fine using his debit card. Both editors have opened up discussion on their debate topic at Kiplinger's website.
About the Author
Joe Taylor Jr. is an internal business consultant for a Fortune 500 company, who writes about finance, culture, and design. He holds a Bachelor of Science in Communications from Ithaca College.