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Added December 17, 2009 from: Curtis Arnold
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Answered By Curtis Arnold:
 Credit cards typically provide extra protection and perks year round. Here are a few tips on holiday credit card spending to help you get the most out of your card.

1.    Credit cards offer more consumer protection than debit cards and are great particularly for larger purchases, such as big ticket items.

2.    Consider using a one time or temporary use credit card number for extra security.

3.    Most credit cards offer free extended warranty coverage; typically up to an additional year.

4.    A few premium type cards offer holiday price protection where if you find a lower price on something that you buy after the fact, then you can get a refund for the difference in price!

5.    Look for holiday promotional offers from your card company. Discover for example, often runs specials for the holidays.

This question is about:  Debit and Prepaid Cards
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