dcsimg
About Our Ratings
Credit Needed
Excellent

Zions Bank AmaZing Rate™ Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
Zions Bank AmaZing Rate™ Credit Card
Cashback on Gas
1.5%
1%
Cashback on Groceries
1.5%
1%
Cashback on other
1.5%
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
0.00% Intro APR for 6 months on purchases
Period:
6 months
APR:
0%
Period:
for 15 Months
APR:
0%
Period:
for 12 months
Purchase APR
9.49% to 15.49% (variable) based on your creditworthiness 
14.24%-23.24% (Variable) 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Zions Bank AmaZing Rateā„¢ Credit Card details

Balance Transfer Intro APR:
0.00% Intro APR on balance transfers for the first 12 months for balance transfers requested within the first 60 days of account opening
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
0.00% Intro APR for 6 months on purchases
Period:
6 months
Purchase APR:
9.49% to 15.49% (variable) based on your creditworthiness
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 5.99% to 11.99%
 5.99% to 11.99%
 16.99% to 18.99%
APR:
  9.49% to 15.49% (variable) based on your creditworthiness
 9.49% to 15.49% (variable) based on your creditworthiness
 20.49% to 22.49% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Intro APR for 6 months on purchases
 0.00% Intro APR on balance transfers for the first 12 months for balance transfers requested within the first 60 days of account opening
 N/A
Intro Period:
 6 months
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the U.S dollar amount of each transaction, whether originally made in U.S. dollars or converted from a foreign currency
Late Fee:
 Up to $25
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% of the amount of each transaction, but not less than $10  


Notes:

Rebate Description:
 Shop local merchants and receive 10, 20 or even 50% cash back simply by shopping at participating Utah or Idaho retail stores, restaurants, automotive shops, health and beauty providers and more.
Special Notes:
 Applicants must reside in the servicing area of Zions Bank (Utah, Idaho, or Wyoming) or have a current banking relationship with Zions Bank in order to submit an application for a credit card. Returned Payment Fee: Up to $25.
Credit Card More Information:

Card Issued By:
 Zion Bank
General Correspondence Address:
 PO Box 25787
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
Apply online for Discover it® Cashback Match™

Discover it® Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good