1% cash back on all purchases. Earn 2% Cash Back on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. Cash back is automatically deposited each time your bonus reaches $100 into a Zions Bank® business deposit account of your choice.
Applicants must reside in the servicing area of Zions Bank (Utah, Idaho, or Wyoming) or have a current checking or savings account with Zions Bank in order to submit an application for a credit card. APR for Balance Transfers: 0.00% Introductory APR on Balance Transfers for the first 12 months for balance transfer requests received within 60 days of account opening; after that, 14.24% APR (variable with the Prime Rate). Cash Advance Fee and Balance Transfer Fee: 3% of the amount of the transaction, but not less than $10. Foreign Transaction Fee: 3% of the U.S dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. Late Payment Fee: $19 on account balances up to $249.99; $29 on balances between $250.00 and $499.99; $39 on balances of $500.00 or more. Returned Payment Fee and Over Limit Fee: Up to $29.