Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period
Credit Card Fee Information:
$99 for the primary card and $49 for each additional card
Foreign Transaction Fee:
Transactions in a foreign currency are converted to Canadian dollars no later than the date the transaction is posted to your credit card account at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays on the date of conversion.
$29; Fee charged once per statement period
Balance Transfer Fee:
$3.50 for transactions in Canada (including introductory offers); $5.00 if transaction occurs outside Canada (see issuer terms for details). No fee on credit card cheques at your standard or introductory interest rate.
1.5% in WestJet dollars for every $1 spent on the card. 2% in WestJet dollars for every $1 spent on the card for WestJet flights or WestJet Vacations packages. $250 WestJet dollars as a welcome bonus when you make your first purchase with the card.
Eligibility Criteria to Apply: You must be a permanent resident of Canada, have no current record of bankruptcy and have a minimum personal income of $70,000 or minimum household income of $120,000. Dishonoured Payment Fee: $45.
Credit Card More Information:
Card Issued By:
General Correspondence Address:
134 North Church Street
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
0% introductory APR on purchases for the first 9 billing cycles