Earn 1 point for every $1 spent on net purchases. Earn rewards currency toward airfare, gift cards, cash rewards, unique experiences, merchandise, and more. Enjoy dozens of privileges reserved for Visa Signature cardholders, including luxury hotel benefits, complimentary concierge service, travel offers and protections and more.
Balance Transfer Fees: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 15 months; after that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater. Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars. Returned Check or Returned Payment Fee: Up to $35 each.