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About Our Ratings
Credit Needed
Fair

Wells Fargo Visa Personal Platinum Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
6.15% - 19.65% Fixed 

This card compared to other cash back cards

Card Name
Wells Fargo Visa Personal Platinum Card
Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Cashback on other
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
1% When You Buy, 1% As You Pay
Purchase APR
6.15% - 19.65% Fixed 
11.24% - 23.24% Variable 
13.24% - 23.24%* (Variable) 
CardRatings.com Editorial Staff

Wells Fargo Visa Personal Platinum Card details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
Purchase Intro:
APR:
5.90%
Period:
9 months
Purchase APR:
6.15% - 19.65% Fixed
Annual Fee:
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  6.15% - 19.65% Fixed
 N/A
 19.65% Fixed
APR Floor:
 
 
 
Intro Rate:
 5.90%
 0%
 N/A
Intro Period:
 9 months
 
 


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.24% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 If a minimum monthly payment is not received for two consecutive billing periods or if the credit limit is exceeded for two consecutive billing periods.

Credit Card Fee Information:


Annual Fee:
 
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
N/A  


Notes:

Rebate Description:
 Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more.
Special Notes:
 
Credit Card More Information:

Card Issued By:
 Wells Fargo Bank, NA
General Correspondence Address:
 PO Box 10347
Card Type:
 Unknown
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

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Apply online for Discover it®- Cashback Match™ with No Annual Fee

Discover it®- Cashback Match™ with No Annual Fee

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good