dcsimg
Offer is no longer available.

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Limited

Wells Fargo® College Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
5.90%
Period:
6 months
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
13.15% - 20.15% Variable 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

Wells Fargo® College Card details

Balance Transfer Intro APR:
5.90%
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
5.90%
Period:
6 months
Purchase APR:
13.15% - 20.15% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.90 - 16.90
 9.90 - 16.90
 20.74
APR:
  13.15% - 20.15% Variable
 13.15% - 20.15% Variable
 23.99% Variable
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 5.90%
 5.90%
 N/A
Intro Period:
 6 months
 6 months
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 N/A

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 Up to $35
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
5% ($5 min. )  


Notes:

Rebate Description:
 3% cash back on gas, grocery and drugstore net credit card purchases (purchases minus returns/credits) for 6 months and 1% cash back on all other net purchases.
Special Notes:
 You must be a US resident, minimum 18 years of age, and a student enrolled in an accredited two or four year college, university, or trade school. Applicants must be able to demonstrate the ability to individually repay their debt and have a minimum income greater than $3,000. If not, a co-applicant will be required and must apply jointly at the time of application. If your income is over $12,000 a year, the no-annual-fee Wells Fargo Platinum Card is a more appropriate card for you. Balance Transfer Fees: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 6 months. After that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater, for each SUPERCHECKS advance, ATM advance or advance through the Wells Fargo Online banking program or customer service; Either $20 or 5% of the amount of each advance, whichever is greater, for each advance obtained in person at a participating financial institution or other source.
Credit Card More Information:

Card Issued By:
 Wells Fargo Bank, NA
General Correspondence Address:
PO Box 10347
Des Moines, IA 50306
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good