Earn 1% cash back on all net purchases all the time. Earn unlimited cash rewards with no complicated calculations and no expiration dates. Cash rewards are redeemed in $25 increments. You can choose to have them automatically deposited into your Wells Fargo Savings or Checking Account, applied as a Credit to your qualifying Wells Fargo credit product, or sent to you as paper check.
Balance Transfer Fees: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 15 months; after that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater. Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars.