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About Our Ratings
Credit Needed
Excellent

Wells Fargo Business Platinum Credit Card Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1%
Annual Fee
Annual fee: $0. Additional card fee: $0. Optional rewards program fee: $50 (waived for the first year)

This card compared to other cash back cards

Card Name
Wells Fargo Business Platinum Credit Card
Cashback on Gas
1%
Unlimited 1.5% cash back
1%
Cashback on Groceries
1%
Unlimited 1.5% cash back
1%
Cashback on other
1%
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
Prime + 6.99% to Prime + 15.99% (Variable)
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Wells Fargo Business Platinum Credit Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
Unknown
Purchase Intro:
APR:
N/A
Purchase APR:
Prime + 6.99% to Prime + 15.99%
Annual Fee:
Annual fee: $0. Additional card fee: $0. Optional rewards program fee: $50 (waived for the first year)
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 
 Prime
Margin:
 6.99% to 15.99%
 Unknown
 20.74%
APR:
  Prime + 6.99% to Prime + 15.99%
(Variable)
 Unknown
 Prime + 20.74%
APR Floor:
 None
 Unknown
 
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 Unknown
 N/A


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 Unknown
Default/Penalty Margin:
 Unknown
Default/Penalty APR Floor:
 Unknown
Maximum Default APR:
 Unknown
Penalty/Default Trigger:
 Unknown

Credit Card Fee Information:


Annual Fee:
 Annual fee: $0. Additional card fee: $0. Optional rewards program fee: $50 (waived for the first year)
Foreign Transaction Fee:
 Unknown
Late Fee:
 Unknown
Over-the-limit Fee:
 Unknown
Balance Transfer Fee:
Unknown  


Notes:

Rebate Description:
 Optional Wells Fargo Business Card Rewards Program: Annual fee of $50 per company (waived for the first year for new Wells Fargo Business Platinum Card customers). You can choose to earn one of the following: (1) Rewards Points: one point for every dollar in purchases you or your employees spend with your Wells Fargo business credit cards, OR (2) Cash Back Only: 1% cash rewards automatically credited to your Wells Fargo business credit card account or business checking account every quarter. Choose to earn points and redeem for travel, gift cards, cash back, or brand-name merchandise, or select to earn 1% cash back only.
Special Notes:
 The Wells Fargo Business Platinum Credit Card is for businesses that need up to 99 cards. Credit Line Available: Up to $50,000. To learn more or to apply, visit a Wells Fargo branch near you.
Credit Card More Information:

Card Issued By:
 Wells Fargo Bank, NA
General Correspondence Address:
 PO Box 10347
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 $50000 max.
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited ℠

Chase Freedom Unlimited ℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
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  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
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  • No annual fee.
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Credit Needed:
Excellent/Good