dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

Wells Fargo Advisors Premium Rewards Visa Signature® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
Wells Fargo Advisors Premium Rewards Visa Signature® Card
Cashback on Gas
3% at U.S. gas stations
5%
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1%
Cashback on other
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
$0 introductory APR for 12 months
Period:
12 months
APR:
0% on Purchases
Period:
for 12 months
APR:
0%
Period:
14 months
Purchase APR
15.75% to 17.75% (Variable) 
13.49%-23.49% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

Wells Fargo Advisors Premium Rewards Visa Signature® Card details

Balance Transfer Intro APR:
$0 introductory APR for 12 months
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
$0 introductory APR for 12 months
Period:
12 months
Purchase APR:
15.75% to 17.75% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 12.25% to 14.25%
 12.25% to 14.25%
 20.74%
APR:
  15.75% to 17.75% (Variable)
 15.75% to 17.75% (Variable)
 24.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 $0 introductory APR for 12 months
 $0 introductory APR for 12 months
 N/A
Intro Period:
 12 months
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Up to 5% for each balance transfer, with a minimum of $5  


Notes:

Rebate Description:
 Earn 1.5X points at restaurants and on travel (airlines, hotels, car rentals and more) and 1X on all other net purchases. Points may be redeemed for merchandise, physical and electronic gift cards, travel, cash, and digital rewards. Chip-enabled technology for greater global acceptance and added security. Enjoy unrestricted air travel redemption - virtually worldwide, first-class, with no blackout dates.
Special Notes:
 This card was designed exclusively with Wells Fargo Advisors clients in mind. Returned Payment Fee: Up to $37.
Credit Card More Information:

Card Issued By:
 Wells Fargo Bank, NA
General Correspondence Address:
PO Box 10347
Des Moines, IA 50306
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Thomas ( Oct 2, 2014 at 9:21 pm)

    Excellent card for travelers


Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good