1.5X points at restaurants and on travel (airlines, hotels, car rentals and more) and 1X on all other net purchases. Points may be redeemed for merchandise, physical and electronic gift cards, travel, cash, and digital rewards. Chip-enabled technology for greater global acceptance and added security. Enjoy unrestricted air travel redemption - virtually worldwide, first-class, with no blackout dates.
This card was designed exclusively with Wells Fargo Advisors clients in mind. Annual Fee: None. APR for Purchases and Balance Transfers: 0.00% introductory APR for 12 months; after that, your APR will be15.50% to 17.50%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate. Balance Transfer Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 12 months; after that, up to 5% for each balance transfer, with a minimum of $5. Cash Advance Fees: Either $10 or 5% of the amount of each advance, whichever is greater. Foreign Transaction Fee: None. Returned Check or Returned Payment Fee: Up to $35 each.