Wachovia Visa Card With Possibilities RewardsTM Platinum

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Margin:

6

APR:

8.99% - 19.99% Fixed

0% Fixed

21.15% Fixed

APR Floor:

Intro Rate:

0%

N/A

0%

Intro Period:

Finance Calculation Method:

Purchase Grace Period:

Default/Penalty APR:

29.99% Fixed

Default/Penalty Margin:

0

Default/Penalty APR Floor:

Maximum Default APR:

Penalty/Default Trigger:

Past due over 30 days three times or past due over 60 days

Credit Card Fee Information:

Annual Fee:

$0 max.

Foreign Transaction Fee:

3%

Late Fee:

$20-$39 (waived once every 12 months)

Over-the-limit Fee:

0% ( $0 max.)

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Combine Possibilities Rewards along with the points you earn on your Wachovia Visa$reg; Check Card enrolled in Visa Extras. Points will be earned based on net dollars of purchases at rate of: 2 points per dollar for Classic with Rewards, 4 points per dollar for Platinum with Rewards, and 6 points per dollar for Signature. Balance transfers, cash advances, purchases of money orders or other cash equivalents, use of Convenience Checks and fees or finance charges do not earn points. The total number of purchase points that may be earned is 1 million per year, based on your account anniversary date. Points expire after 5 years. Points may be redeemed for cash back, free travel or merchandise certificates and gift cards which may be redeemed with participating merchants.

Special Notes:

Card Issued By:

Wachovia

General Correspondence Address:

1525 West Wt Harris Blvd, Charlotte, NC, 28262

Card Type:

Card Class:

Card Category:

Low Interest, Miles/Points

States Available In:

Minimum Credit Limit:

Maximum Credit Limit: