Apply online for Visa® Black Card™
About Our Ratings
Special offers currently available on the Visa® Black Card
Earn 25,000 Bonus Points
When you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program

Our editor's take

Curtis Arnold Editor-in-chief
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This is definitely a high-end card. So if you are at that end of the socioeconomic ladder, this card is for you. This card is exclusive and restricted to only 1% of the population to insure the highest caliber of personal service such as 24-Hour concierge service and an exclusive rewards program. Cardholders may redeem points for airfares with no restrictions or blackout dates for airfare redemption. Downside: There is an annual fee of $495. For each additional card on the account, there will be an annual fee of $195.
Curtis Arnold
Curtis Arnold

Visa® Black Card details

Points or Miles
See terms
Bonus Miles or Points
Earn 25,000 Bonus Points
when you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program
Purchase APR
14.99% Variable
Annual Fee
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 14.99% Variable
 25.24% Variable
APR Floor:
Intro Rate:
Intro Period:
 For 15 months*

Finance Calculation Method:
 Daily Balance (including new purchases)
Default/Penalty APR:
 Up to 27.24% Variable
Default/Penalty Margin:
 Up to 23.99
Default/Penalty APR Floor:
Maximum Default APR:
 27.24% Variable
Penalty/Default Trigger:
 Make a late payment.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
 Up to - $37
(the amount of the fee varies by state, see terms)
Over-the-limit Fee:
Balance Transfer Fee:
3% ($5 min. )(Either $5 or 3% of the amount of each transfer, whichever is greater.)  


Rebate Description:
Special Notes:
Credit Card More Information:

Card Issued By:
 Barclays Bank
General Correspondence Address:
Card Type:
Card Class:
Card Category:
 Airlines, Balance Transfer, Miles/Points, No Foreign Transaction Fees, Reward
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

What Barclays Bank says about this card

  • Earn 25,000 Bonus Points when you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Made of Stainless SteelSM

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

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