Rates and Fees for Visa® Black Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.74

21.99

APR:

14.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

0%

N/A

Intro Period:

None

15 billing cycles

None

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24% Variable

Penalty/Default Trigger:

Make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with Barclays Bank Delaware.

Credit Card Fee Information:

Annual Fee:

$495 max. ($195 for each Authorized User added to the account)

Foreign Transaction Fee:

3%

Late Fee:

Up to - $35 max.

Over-the-limit Fee:

None

Balance Transfer Fee:

4% ($10 min. ) (Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater).)

Cash Advance Fee:

5% ($10 min. ) (Either $10 or 5% of the amount of each cash advance, whichever is greater.)

Notes:

Rebate Description:

Redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions. You also receive unlimited visits to over 350 VIP airport lounges worldwide.

Special Notes:

Offer subject to credit approval. This offer is available to new Cardmembers only.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

Visa

Card Class:

Signature

Card Category:

Airlines, Balance Transfer, Miles/Points, Reward

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

N/A

Credit Limit Notes:

Cards By Category

Credit Rating

Bank/Issuer

Visa® Black Card