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Apply online for Visa® Black Card

  • Visa® Black Card

  • This card is best for affluent consumers with excellent credit who want elite benefits and rewards.
  • Apply on line for Visa® Black Card
 
  • Intro APR
  • Unknown
  • Regular APR
  • 14.99% Variable
  • Intro APR Period
  • None
  • Credit Score
  • Credit Score
    Excellent
  • Card Category
  • Airlines, Balance Transfer, Miles/Points, Reward
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
This is definitely a high-end card. So if you are at that end of the socioeconomic ladder, this card is for you. This card is exclusive and restricted to only 1% of the population to insure the highest caliber of personal service such as 24-Hour concierge service and an exclusive rewards program. Cardholders may redeem points for airfares with no restrictions or blackout dates for airfare redemption. Cash back is unlimited. There is no annual minimum spend. Downside: There is an annual fee of $495. For each additional card on the account, there will be an annual fee of $195.
 

Visa® Black Card Details

Card Issued By:
Barclays Bank
General Correspondence Address:
PO Box 8801 Wilmington DE 19899
Card Type:
VISA
Card Class:
Signature
Card Category:
Airlines, Balance Transfer, Miles/Points, Reward
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
N/A
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
11.74
11.74
21.99
Standard APR:
14.99% Variable
14.99% Variable. 0% introductory APR for balance transfers for the first fifteen billing cycles after account opening.
25.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
Unknown
0%
N/A
Introductory Period:
None
15 billing cycles
None
 
Finance Calculation Method:
Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 30.24% Variable
Default/Penalty Margin:
26.99
Default/Penalty APR Floor:
None
Maximum Default APR:
30.24%
Penalty/Default Trigger:
Make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with Barclays Bank Delaware.

Credit Card Fee Information

Annual Fee:
$495 max. $195 for each Authorized User added to the account
Foreign Transaction Fee:
3%
Late Fee:
Up to $35 max.
Over-the-limit Fee:
Unknown
Balance Transfer Fee:
4% ($10 min. ). Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater).
Cash Advance Fee:
5% ($10 min. ). Either $10 or 5% of the amount of each cash advance, whichever is greater.
Rebates/Notes
Rebate Description:
Redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions. You also receive unlimited visits to over 350 VIP airport lounges worldwide.
Special Notes:
Offer subject to credit approval. This offer is available to new Cardmembers only.
Apply online for Visa® Black Card
 
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