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This card is no longer available.

Virgin Atlantic American Express® Black Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 10.99
 10.99
 16.74 - 21.74
APR:
  14.24% Variable
 14.24% Variable
 19.99% - 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 $90
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 20,000 bonus miles after your first purchase. 1.5 miles per $1 spent on all other purchases. 3 miles per $1 spent directly on Virgin Atlantic purchases. Up to 15,000 bonus miles every Anniversary. Up to 5,000 bonus miles when you add additional Cardmembers to your account. In addition to earning miles, you’ll also earn tier points. You get one tier point per $2,500 in purchases (maximum of 2 per month) and additional tier points when you fly Virgin Atlantic or our airline partners. Spend at least $25,000 in purchases in a year and redeem miles for a Virgin Atlantic Economy reward ticket and get a second reward ticket for half the miles.
Special Notes:
 You must be at least 18 years of age. Cash Advance APRs: 19.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 4% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Returned Payment Fee: Up to $25.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
 American Express
Card Class:
 Platinum
Card Category:
 Airlines, Credit Card Deals, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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