10,000 Bonus Points with your first purchase; Up to 5,000 Bonus Points for balance transfers within the first 30 days; 1 Point per $1 spent on all your purchases. Earn 300 bonus points for every $5,000 in net purchases per year, up to 1,200 annual bonus points.
Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. APR for Balance Transfers: 0% introductory APR for the first 15 billing cycles after the account is opened. After that, your APR will be 15.99% or 24.99%, based on your credit worthiness. Balance Transfer Fees: Either $10 or 4% of the amount of each transfer, whichever is greater (during the first 15 billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater). Cash Advance Fees: Either $10 or 5% of the amount of each cash advance, whichever is greater. Penalty APR: Up to 30.24%, based on your creditworthiness. If your APRs are increased, the Penalty APR may apply indefinitely. Card company will not charge interest on Purchases if you pay your entire balance by the due date.