Apply online for US Bank Visa® Platinum Card
About Our Ratings

US Bank Visa® Platinum Card details

Balance Transfer Intro APR
Balance Transfer Intro Period
15 billing cycles on balance transfers*
Purchase Intro
15 billing cycles on purchases*
Purchase APR
9.99% -23.99%* Variable
Annual Fee
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 6.74 - 20.74
 6.74 - 20.74
  9.99% -23.99%*
 9.99% - 23.99%* Variable
 23.99% Variable
APR Floor:
Intro Rate:
Intro Period:
 15 billing cycles on purchases*
 15 billing cycles on balance transfers*

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 2% - 3%
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($5 min. )(An introductory fee of either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening.)  


Rebate Description:
Special Notes:
 The U.S. Bank Visa Platinum Card offers a generous 0% introductory period on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%. In addition, there is no annual fee.
Credit Card More Information:

Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352
Card Type:
Card Class:
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

What US Bank says about this card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%;
  • No annual fee*;
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum;
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen;
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud;
  • Online account management and account alerts

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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