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Credit Needed
Excellent

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
$0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55

This card compared to other cash back cards

Card Name
U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card
Cashback on Gas
N/A
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
N/A
1-5%
Unlimited 1.5% cash back
Cashback on other
N/A
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
12.49% to 18.49% (Variable) 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
CardRatings.com Editorial Staff

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
12.49% to 18.49% (Variable)
Annual Fee:
$0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.74% to 14.74%
 8.74% to 14.74%
 20.74%
APR:
  12.49% to 18.49% (Variable)
 12.49% to 18.49% (Variable)
 24.49% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 28.99% (Variable): If your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 consecutive minimum payments when due and do not exceed your Credit Limit during that time period
Default/Penalty Margin:
 25.24%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make payments five calendar days late twice or thirty calendar days once; or make a payment that is returned; or if you exceed your Credit Limit two times in twelve consecutive months.

Credit Card Fee Information:


Annual Fee:
 $0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55
Foreign Transaction Fee:
 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Late Fee:
 $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more
Over-the-limit Fee:
 Up to $39
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater  


Notes:

Rebate Description:
 The FlexPerks Business Edge Travel Rewards Card gives you convenient reward access to travel on over 150 airlines with no blackout dates or online fees. An airline award ticket starts at just 20,000 FlexPoints (up to $400 value). Double FlexPoints on gas, office supplies or airline purchases, whichever you spend most on each monthly billing cycle. Double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges. One FlexPoint for every dollar in net purchases. Up to a $25 airline allowance with each airline award ticket to use on baggage fees, in-flight food or drinks and more.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
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Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good