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US Bank FlexPerks® Business Edge™ Travel Rewards Card Review

US Bank FlexPerks® Business Edge™ Travel Rewards Card details

Balance Transfer Intro APR:
Balance Transfer Intro Period:
Balance Transfer Fee:
4% ($5 min. )
Annual Fee:
Annual fee waived the first year
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Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 8.74 - 14.74
 8.74 - 14.74
  11.99% - 17.99% Variable
 11.99% - 17.99% Variable
 23.99% Variable
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make payments five calendar days late twice or thirty calendar days once; or make a payment that is returned; or if you exceed your Credit Limit two times in twelve consecutive months.

Credit Card Fee Information:

Annual Fee:
 $55 (Annual fee waived the first year)
Foreign Transaction Fee:
 2% - 3%
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($5 min. )  


Rebate Description:
 Up to a $25 airline allowance with each award ticket to use on possible baggage fees, in-flight food or drinks and more. Redeem as little as 20,000 FlexPoints for award travel on more than 150 airlines. Redeem points for airline tickets, merchandise, gift cards or even an account statement credit. Get a free car rental day, up to 25% discount and Emerald Club® Membership at National Car Rental®. Travel Better with a FREE Hideaways Life® Newsletter Membership (a $145/yr. value). Zero fraud liability.
Special Notes:
 Annual Fee: $0 the first year, $55 thereafter. If $24,000 or more in Net Purchases posts to the Company's U.S. Bank FlexPerks Business Travel Rewards Visa® account within their 12-month annual statement year, all FlexPerks Business Travel Rewards Visa® cardmembers will have their annual fee credited back to their account. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service. Penalty APR: 28.99%; if your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 consecutive minimum payments when due and do not exceed your Credit Limit during that time period.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed: