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US Bank FlexPerks® Business Select Rewards Visa® Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 8.74 - 14.74
 8.74 - 14.74
 20.74
APR:
  11.99% - 17.99% Variable
 11.99% - 17.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 None
 None
Intro Period:
 9 billing_cycles
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make payments five calendar days late twice or thirty calendar days once; or make a payment that is returned; or if you exceed your Credit Limit two times in twelve consecutive months.
Credit Card Fee Information:

Annual Fee:
 $0 min. - $25 max.
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 One-time 10,000 Bonus FlexPoints will be awarded when you are approved and Net Purchases totaling $1000 or more post to your account within 4 months from account opening. Earn one FlexPoint for every two dollars you spend. Redeem FlexPoints for air travel, merchandise, gift cards and statement credit.
Special Notes:
 All applicants must be at least 18 years old and agree that Accounts will be used primarily for business purposes. Annual Membership Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $25. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service.
Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352, Fargo, ND, 58125
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Business
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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