dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55

This card compared to other cash back cards

Card Name
U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card
Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
12.24% to 18.24% (Variable) 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
12.24% to 18.24% (Variable)
Annual Fee:
$0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.74% to 14.74%
 8.74% to 14.74%
 20.74%
APR:
  12.24% to 18.24% (Variable)
 12.24% to 18.24% (Variable)
 24.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 28.99% (Variable): If your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 consecutive minimum payments when due and do not exceed your Credit Limit during that time period
Default/Penalty Margin:
 25.49
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make payments five calendar days late twice or thirty calendar days once; or make a payment that is returned; or if you exceed your Credit Limit two times in twelve consecutive months.

Credit Card Fee Information:


Annual Fee:
 $0 for the first year and every year after it will be $55 for Account Owners and $10 for Authorized Employees the first year and every year after it will be $55
Foreign Transaction Fee:
 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Late Fee:
 $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more
Over-the-limit Fee:
 Up to $39
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater  


Notes:

Rebate Description:
 The FlexPerks Business Edge Travel Rewards Card gives you convenient reward access to travel on over 150 airlines with no blackout dates or online fees. An airline award ticket starts at just 20,000 FlexPoints (up to $400 value). Double FlexPoints on gas, office supplies or airline purchases, whichever you spend most on each monthly billing cycle. Double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges. One FlexPoint for every dollar in net purchases. Up to a $25 airline allowance with each airline award ticket to use on baggage fees, in-flight food or drinks and more.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good