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About Our Ratings

US Bank FlexPerks® Business Edge™ Travel Rewards Card Review

US Bank FlexPerks® Business Edge™ Travel Rewards Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
4% ($5 min. )
Annual Fee:
$55
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 8.74 - 14.74
 8.74 - 14.74
 20.74
APR:
  11.99% - 17.99% Variable
 11.99% - 17.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make payments five calendar days late twice or thirty calendar days once; or make a payment that is returned; or if you exceed your Credit Limit two times in twelve consecutive months.

Credit Card Fee Information:


Annual Fee:
 $55
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 Get 20,000 bonus FlexPoints after the first $3,500 in net purchases. Up to a $25 airline allowance with each award ticket to use on possible baggage fees, in-flight food or drinks and more. Double FlexPoints on gas, office supplies or airline purchases, whichever you spend most on each monthly billing cycle. Double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges. Earn one FlexPoint for every dollar you spend. Redeem as little as 20,000 FlexPoints for award travel on more than 150 airlines.
Special Notes:
 Annual Fee: The FlexPerks Business Edge Travel Rewards Visa card annual fee is $55 per year for Account Owners and $10 per year for Authorized Employees. If $24,000 or more in Net Purchases posts to the Company's U.S. Bank FlexPerks Business Travel Rewards Visa® account within their 12-month annual statement year, all FlexPerks Business Travel Rewards Visa® cardmembers will have their annual fee credited back to their account. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service.
Credit Card More Information:

Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Business
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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