Safely build or re-establish your credit history with the U.S. Bank Secured Visa Card. This secured credit card works like any other card, and is accepted worldwide. To fund your U.S. Bank Secured Visa Card, you can choose to fund online using your checking or savings account, or print an application and mail a cashier’s check or money order. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater. Cash Advance and Cash Advance ATM: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Returned Payment Fee: Up to $35.