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About Our Ratings

US Bank Perks+ Visa® Signature Card Review

US Bank Perks+ Visa® Signature Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
12 billing_cycles
Balance Transfer Fee:
4% ($5 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 8.74 - 20.74
 8.74 - 20.74
 20.74
APR:
  11.99% - 23.99% Variable
 11.99% - 23.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 Earn 2x points on gas and grocery net purchases for the first 12 months. Earn 1 point for every dollar spent on everything else. Redeem for rewards you want-redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
Special Notes:
 Applicant must be 18 years of age and have a U.S. address and Social Security Number. APR for Purchases: 0% introductory APR for the first 12 billing cycles; after that, 11.99% to 23.99% based on your creditworthiness when you open your account. APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 30 days from account opening. After that, 11.99% to 23.99% based on your creditworthiness. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening; after that, either 4% of the amount of each transfer or $5 minimum, whichever is greater. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Balance Transfer, Reward, Travel
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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