Earn 2x points on gas and grocery net purchases for the first 12 months. Earn 1 point for every dollar spent on everything else. Redeem for rewards you want-redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
Applicant must be 18 years of age and have a U.S. address and Social Security Number. APR for Purchases: 0% introductory APR for the first 12 billing cycles; after that, 11.99% to 23.99% based on your creditworthiness when you open your account. APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 30 days from account opening. After that, 11.99% to 23.99% based on your creditworthiness. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening; after that, either 4% of the amount of each transfer or $5 minimum, whichever is greater. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Returned Payment Fee: Up to $35.
Card Issued By:
General Correspondence Address:
PO Box 6352, Fargo, ND, 58125
Balance Transfer, Reward, Travel
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
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