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About Our Ratings
Credit Needed
Excellent

US Bank FlexPerks® Cash Rewards Visa® Card Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1%
Annual Fee

This card compared to other cash back cards

Card Name
US Bank FlexPerks® Cash Rewards Visa® Card
Cashback on Gas
1%
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
1%
5% Earnings for $5k and 2% after
Cashback on other
1%
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
13.99% - 23.99% Variable 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

US Bank FlexPerks® Cash Rewards Visa® Card details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
6 billing_cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.99% - 23.99% Variable
Annual Fee:
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74 - 20.74
 10.74 - 20.74
 20.74
APR:
  13.99% - 23.99% Variable
 13.99% - 23.99% Variable
 23.99% Variable
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 0%
 N/A
Intro Period:
 N/A
 6 billing_cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 N/A

Credit Card Fee Information:


Annual Fee:
 
Foreign Transaction Fee:
 2% - 3%
(See Special Notes)
Late Fee:
 Up to $35
Over-the-limit Fee:
 Up to $35
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 3% cash back on all gas purchases for the first 90 days. 1% cash back on all purchases.
Special Notes:
 0% introductory APR for the first 6 billing cycles applies only to balances transferred within 30 days of the application. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. Balance Transfer Fee: either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days from the end of the month in which your account is opened. After that, either 4% of the amount of each transfer or $5 minimum, whichever is greater.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:

Card Type:
 Visa
Card Class:
 N/A
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good