Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined 2 categories you choose like Restaurants or Department Stores. Earn 2% cash back on your choice of one everyday category like gas, groceries or drug store purchases. Earn 1% cash back on everything else. No limit on total cash back earned. Make sure you choose your categories each quarter; if not, all net purchases will still earn 1% cash back.
If you do not qualify for the U.S. Bank Cash+™ Visa Signature Card, you will automatically be considered for the U.S. Bank Cash Rewards Visa Card (rewards vary). APR for Balance Transfers: 0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening; after that, 12.99% to 23.99% (variable) based on your creditworthiness when you open your account. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater. Cash Advance and Cash Advance ATM: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Returned Payment Fee: Up to $35.