This APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days late once, or make a payment that is returned, or if you exceed your Credit Limit 2 times in 12 consecutive months.
Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
0% introductory APR on purchases for the first 9 billing cycles